Caldwell Bank&Trust Co (FDIC #11785): Bank Stress & Real-Estate Credit Exposure
Caldwell Bank&Trust Co (FDIC Cert #11785): bank stress 71/100, elevated, STABLE over 7 days; parent CALDWELL HOLDING CO.
Caldwell Bank&Trust Co (#11785) lends in 4 counties across 1 state; Caldwell Bank&Trust Co (#11785) reaches 22 ZIP codes: Louisiana 4 counties, 22 ZIPs.
Caldwell Bank&Trust Co (#11785) largest markets: Lasalle County, LA (8 branches, 8 ZIPs) (#11785), Franklin County, LA (7 branches, 7 ZIPs) (#11785), Caldwell County, LA (15 branches, 5 ZIPs) (#11785), West Carroll County, LA (5 branches, 5 ZIPs) (#11785).
Caldwell Bank&Trust Co (#11785) reports $298.6 million in total assets; Caldwell Bank&Trust Co (#11785) equity $29.5 million (9.9% of Caldwell Bank&Trust Co (#11785) assets); Caldwell Bank&Trust Co (#11785) domestic deposits $257.6 million; Caldwell Bank&Trust Co (#11785) net income $1.4 million; Caldwell Bank&Trust Co (#11785) return on assets 0.98%; Caldwell Bank&Trust Co (#11785) return on equity 9.96%; Caldwell Bank&Trust Co (#11785) net interest income $5.7 million; Caldwell Bank&Trust Co (#11785) call report June 30, 2026.
Caldwell Bank&Trust Co (#11785) noncurrent real-estate loans 0.02% of its book; Caldwell Bank&Trust Co (#11785) residential 0.19%; Caldwell Bank&Trust Co (#11785) net charge-offs on real estate 3.63%; Caldwell Bank&Trust Co (#11785) residential charge-offs 7.32%.
Caldwell Bank&Trust Co (#11785) net interest margin 4.44% against an eight-quarter Caldwell Bank&Trust Co (#11785) average of 4.61% (Caldwell Bank&Trust Co (#11785) compression 0.18 points); Caldwell Bank&Trust Co (#11785) real-estate loans 2.2% of equity; Caldwell Bank&Trust Co (#11785) non-residential real estate 732.3% of equity; Caldwell Bank&Trust Co (#11785) rate-exposure score 40/100, Caldwell Bank&Trust Co (#11785) fixed-rate trap 40/100; Caldwell Bank&Trust Co (#11785) risk type credit driven; Caldwell Bank&Trust Co (#11785) rate regime rates elevated, Caldwell Bank&Trust Co (#11785) snapshot October 19, 2026.
Caldwell Bank&Trust Co (#11785) stress score moved from 61.4 on June 22, 2026 to 71.3 on October 19, 2026; Caldwell Bank&Trust Co (#11785) ranged 61.4 to 71.3 over 116 snapshots.
Caldwell Bank&Trust Co (#11785) alerts: 4 counties; top Caldwell Bank&Trust Co (#11785) alert scores: Columbia County, LA 23 (low); Oak Grove County, LA 23 (low); Olla County, LA 23 (low); Winnsboro County, LA 23 (low).