Community First Bank (FDIC #35020): Bank Stress & Real-Estate Credit Exposure
Community First Bank (FDIC Cert #35020): bank stress 57/100, moderate, STABLE over 7 days; parent COMMUNITY FIRST BANCSHARES INC.
Community First Bank (#35020) lends in 3 counties across 1 state; Community First Bank (#35020) reaches 27 ZIP codes: Louisiana 3 counties, 27 ZIPs.
Community First Bank (#35020) largest markets: Lafayette County, LA (48 branches, 16 ZIPs) (#35020), Iberia County, LA (40 branches, 10 ZIPs) (#35020), St. Martin County, LA (16 branches, 8 ZIPs) (#35020).
Community First Bank (#35020) reports $781.6 million in total assets; Community First Bank (#35020) equity $71.4 million (9.1% of Community First Bank (#35020) assets); Community First Bank (#35020) domestic deposits $706.8 million; Community First Bank (#35020) net income $7.1 million; Community First Bank (#35020) return on assets 1.85%; Community First Bank (#35020) return on equity 20.54%; Community First Bank (#35020) net interest income $16.3 million; Community First Bank (#35020) call report June 30, 2026.
Community First Bank (#35020) noncurrent real-estate loans 0.26% of its book; Community First Bank (#35020) residential 0.30%; Community First Bank (#35020) net charge-offs on real estate 0.62%; Community First Bank (#35020) residential charge-offs 0.42%.
Community First Bank (#35020) net interest margin 4.49% against an eight-quarter Community First Bank (#35020) average of 4.36% (Community First Bank (#35020) compression -0.13 points); Community First Bank (#35020) real-estate loans 26.1% of equity; Community First Bank (#35020) non-residential real estate 41.6% of equity; Community First Bank (#35020) rate-exposure score 40/100, Community First Bank (#35020) fixed-rate trap 40/100; Community First Bank (#35020) risk type credit driven; Community First Bank (#35020) rate regime rates elevated, Community First Bank (#35020) snapshot October 20, 2026.
Community First Bank (#35020) stress score moved from 56.6 on June 22, 2026 to 56.5 on October 20, 2026; Community First Bank (#35020) ranged 56.5 to 56.6 over 117 snapshots.
Community First Bank (#35020) alerts: 3 counties; top Community First Bank (#35020) alert scores: New Iberia County, LA 20 (low); Saint Martinville County, LA 20 (low); Youngsville County, LA 20 (low).