Resource Bank (FDIC #34803): Bank Stress & Real-Estate Credit Exposure
Resource Bank (FDIC Cert #34803): bank stress 53/100, moderate, STABLE over 7 days; parent RESOURCE BANKSHARES INC.
Resource Bank (#34803) lends in 5 counties across 1 state; Resource Bank (#34803) reaches 86 ZIP codes: Louisiana 5 counties, 86 ZIPs.
Resource Bank (#34803) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#34803), Orleans County, LA (20 branches, 20 ZIPs) (#34803), St. Tammany County, LA (108 branches, 18 ZIPs) (#34803), Jefferson County, LA (17 branches, 17 ZIPs) (#34803), Washington County, LA (12 branches, 6 ZIPs) (#34803).
Resource Bank (#34803) reports $980.7 million in total assets; Resource Bank (#34803) equity $120.6 million (12.3% of Resource Bank (#34803) assets); Resource Bank (#34803) domestic deposits $803.0 million; Resource Bank (#34803) net income $7.1 million; Resource Bank (#34803) return on assets 1.48%; Resource Bank (#34803) return on equity 11.95%; Resource Bank (#34803) net interest income $20.1 million; Resource Bank (#34803) call report June 30, 2026.
Resource Bank (#34803) noncurrent real-estate loans: none reported; Resource Bank (#34803) net charge-offs on real estate 0.05%.
Resource Bank (#34803) net interest margin 4.47% against an eight-quarter Resource Bank (#34803) average of 3.99% (Resource Bank (#34803) compression -0.48 points); Resource Bank (#34803) rate-exposure score 40/100, Resource Bank (#34803) fixed-rate trap 40/100; Resource Bank (#34803) risk type credit driven; Resource Bank (#34803) rate regime rates elevated, Resource Bank (#34803) snapshot October 19, 2026.
Resource Bank (#34803) stress score moved from 43.8 on June 22, 2026 to 52.8 on October 20, 2026; Resource Bank (#34803) ranged 43.8 to 52.8 over 117 snapshots.
Resource Bank (#34803) alerts: 5 counties; top Resource Bank (#34803) alert scores: Baton Rouge County, LA 19 (low); Franklinton County, LA 19 (low); Metairie County, LA 19 (low); New Orleans County, LA 19 (low); Slidell County, LA 19 (low).