Louisiana National Bank (FDIC #15059): Bank Stress & Real-Estate Credit Exposure
Louisiana National Bank (FDIC Cert #15059): bank stress 52/100, moderate, STABLE over 7 days; parent LOUISIANA BANCSHARES INC.
Louisiana National Bank (#15059) lends in 5 counties across 1 state; Louisiana National Bank (#15059) reaches 66 ZIP codes: Louisiana 5 counties, 66 ZIPs.
Louisiana National Bank (#15059) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#15059), Ouachita County, LA (30 branches, 15 ZIPs) (#15059), Bienville County, LA (13 branches, 13 ZIPs) (#15059), Union County, LA (10 branches, 10 ZIPs) (#15059), Lincoln County, LA (32 branches, 8 ZIPs) (#15059).
Louisiana National Bank (#15059) reports $474.0 million in total assets; Louisiana National Bank (#15059) equity $49.1 million (10.3% of Louisiana National Bank (#15059) assets); Louisiana National Bank (#15059) domestic deposits $413.7 million; Louisiana National Bank (#15059) net income $4.5 million; Louisiana National Bank (#15059) return on assets 1.87%; Louisiana National Bank (#15059) return on equity 18.91%; Louisiana National Bank (#15059) net interest income $13.3 million; Louisiana National Bank (#15059) call report June 30, 2026.
Louisiana National Bank (#15059) noncurrent real-estate loans: none reported; Louisiana National Bank (#15059) net charge-offs on real estate 1.56%; Louisiana National Bank (#15059) multifamily charge-offs 7.13%; Louisiana National Bank (#15059) residential charge-offs 0.06%.
Louisiana National Bank (#15059) net interest margin 6.14% against an eight-quarter Louisiana National Bank (#15059) average of 5.66% (Louisiana National Bank (#15059) compression -0.49 points); Louisiana National Bank (#15059) non-residential real estate 6.2% of equity; Louisiana National Bank (#15059) rate-exposure score 40/100, Louisiana National Bank (#15059) fixed-rate trap 40/100; Louisiana National Bank (#15059) risk type credit driven; Louisiana National Bank (#15059) rate regime rates elevated, Louisiana National Bank (#15059) snapshot October 20, 2026.
Louisiana National Bank (#15059) stress score moved from 56.2 on June 22, 2026 to 52 on October 20, 2026; Louisiana National Bank (#15059) ranged 52 to 56.2 over 117 snapshots.
Louisiana National Bank (#15059) alerts: 5 counties; top Louisiana National Bank (#15059) alert scores: Arcadia County, LA 19 (low); Baton Rouge County, LA 19 (low); Farmerville County, LA 19 (low); Ruston County, LA 19 (low); West Monroe County, LA 19 (low).