M C Bank&Trust Co (FDIC #17388): Bank Stress & Real-Estate Credit Exposure
M C Bank&Trust Co (FDIC Cert #17388): bank stress 50/100, moderate, STABLE over 7 days; parent M C BANCSHARES INC.
M C Bank&Trust Co (#17388) lends in 6 counties across 1 state; M C Bank&Trust Co (#17388) reaches 93 ZIP codes: Louisiana 6 counties, 93 ZIPs.
M C Bank&Trust Co (#17388) largest markets: Orleans County, LA (40 branches, 20 ZIPs) (#17388), St. Tammany County, LA (18 branches, 18 ZIPs) (#17388), Jefferson County, LA (17 branches, 17 ZIPs) (#17388), Lafayette County, LA (32 branches, 16 ZIPs) (#17388), Terrebonne County, LA (13 branches, 13 ZIPs) (#17388), St. Mary County, LA (27 branches, 9 ZIPs) (#17388).
M C Bank&Trust Co (#17388) reports $710.0 million in total assets; M C Bank&Trust Co (#17388) equity $216.9 million (30.5% of M C Bank&Trust Co (#17388) assets); M C Bank&Trust Co (#17388) domestic deposits $480.6 million; M C Bank&Trust Co (#17388) net income minus $7.2 million; M C Bank&Trust Co (#17388) return on assets -2.56%; M C Bank&Trust Co (#17388) return on equity -11.37%; M C Bank&Trust Co (#17388) net interest income $4.1 million; M C Bank&Trust Co (#17388) call report June 30, 2026.
M C Bank&Trust Co (#17388) noncurrent real-estate loans 0.02% of its book; M C Bank&Trust Co (#17388) net charge-offs on real estate 5.09%; M C Bank&Trust Co (#17388) residential charge-offs 7.67%.
M C Bank&Trust Co (#17388) net interest margin 1.63% against an eight-quarter M C Bank&Trust Co (#17388) average of 3.95% (M C Bank&Trust Co (#17388) compression 2.31 points); M C Bank&Trust Co (#17388) real-estate loans 1.5% of equity; M C Bank&Trust Co (#17388) non-residential real estate 766.8% of equity; M C Bank&Trust Co (#17388) rate-exposure score 40/100, M C Bank&Trust Co (#17388) fixed-rate trap 40/100; M C Bank&Trust Co (#17388) risk type credit driven; M C Bank&Trust Co (#17388) rate regime rates elevated, M C Bank&Trust Co (#17388) snapshot October 19, 2026.
M C Bank&Trust Co (#17388) stress score moved from 49 on June 22, 2026 to 50 on October 19, 2026; M C Bank&Trust Co (#17388) ranged 49 to 50 over 116 snapshots.
M C Bank&Trust Co (#17388) alerts: 6 counties; top M C Bank&Trust Co (#17388) alert scores: Covington County, LA 21 (low); Houma County, LA 21 (low); Metairie County, LA 21 (low); Morgan City County, LA 21 (low); New Orleans County, LA 21 (low).