Home Federal Bank (FDIC #27654): Bank Stress & Real-Estate Credit Exposure

Home Federal Bank (FDIC Cert #27654): bank stress 71/100, elevated, STABLE over 7 days; parent HOME FEDERAL BCORP INC OF LA.

Home Federal Bank (#27654) lends in 3 counties across 1 state; Home Federal Bank (#27654) reaches 44 ZIP codes: Louisiana 3 counties, 44 ZIPs.

Home Federal Bank (#27654) largest markets: Caddo County, LA (182 branches, 26 ZIPs) (#27654), Bossier County, LA (45 branches, 15 ZIPs) (#27654), Webster County, LA (12 branches, 12 ZIPs) (#27654).

Home Federal Bank (#27654) reports $644.0 million in total assets; Home Federal Bank (#27654) equity $61.2 million (9.5% of Home Federal Bank (#27654) assets); Home Federal Bank (#27654) domestic deposits $579.1 million; Home Federal Bank (#27654) net income $3.4 million; Home Federal Bank (#27654) return on assets 1.07%; Home Federal Bank (#27654) return on equity 11.26%; Home Federal Bank (#27654) net interest income $11.3 million; Home Federal Bank (#27654) call report June 30, 2026.

Home Federal Bank (#27654) noncurrent real-estate loans: none reported; Home Federal Bank (#27654) net charge-offs on real estate 0.72%; Home Federal Bank (#27654) residential charge-offs 0.01%.

Home Federal Bank (#27654) net interest margin 3.79% against an eight-quarter Home Federal Bank (#27654) average of 3.43% (Home Federal Bank (#27654) compression -0.36 points); Home Federal Bank (#27654) non-residential real estate 1.0% of equity; Home Federal Bank (#27654) rate-exposure score 40/100, Home Federal Bank (#27654) fixed-rate trap 40/100; Home Federal Bank (#27654) risk type credit driven; Home Federal Bank (#27654) rate regime rates elevated, Home Federal Bank (#27654) snapshot October 19, 2026.

Home Federal Bank (#27654) stress score moved from 69.2 on June 22, 2026 to 70.8 on October 19, 2026; Home Federal Bank (#27654) ranged 69.2 to 70.8 over 116 snapshots.

Home Federal Bank (#27654) alerts: 3 counties; top Home Federal Bank (#27654) alert scores: Bossier City County, LA 23 (low); Minden County, LA 23 (low); Shreveport County, LA 23 (low).