Tensas State Bank (FDIC #8533): Bank Stress & Real-Estate Credit Exposure
Tensas State Bank (FDIC Cert #8533): bank stress 57/100, moderate, STABLE over 7 days; parent TENSAS BANCSHARES INC.
Tensas State Bank (#8533) lends in 3 counties across 1 state; Tensas State Bank (#8533) reaches 13 ZIP codes: Louisiana 3 counties, 13 ZIPs.
Tensas State Bank (#8533) largest markets: Concordia County, LA (6 branches, 6 ZIPs) (#8533), Madison County, LA (4 branches, 4 ZIPs) (#8533), Tensas County, LA (8 branches, 4 ZIPs) (#8533).
Tensas State Bank (#8533) reports $185.5 million in total assets; Tensas State Bank (#8533) equity $21.9 million (11.8% of Tensas State Bank (#8533) assets); Tensas State Bank (#8533) domestic deposits $158.5 million; Tensas State Bank (#8533) net income $1.2 million; Tensas State Bank (#8533) return on assets 1.34%; Tensas State Bank (#8533) return on equity 11.38%; Tensas State Bank (#8533) net interest income $3.3 million; Tensas State Bank (#8533) call report June 30, 2026.
Tensas State Bank (#8533) noncurrent real-estate loans: none reported; Tensas State Bank (#8533) net charge-offs on real estate 4.09%; Tensas State Bank (#8533) residential charge-offs 11.90%.
Tensas State Bank (#8533) net interest margin 3.82% against an eight-quarter Tensas State Bank (#8533) average of 3.53% (Tensas State Bank (#8533) compression -0.29 points); Tensas State Bank (#8533) non-residential real estate 1189.9% of equity; Tensas State Bank (#8533) rate-exposure score 40/100, Tensas State Bank (#8533) fixed-rate trap 40/100; Tensas State Bank (#8533) risk type credit driven; Tensas State Bank (#8533) rate regime rates elevated, Tensas State Bank (#8533) snapshot October 20, 2026.
Tensas State Bank (#8533) stress score moved from 56.1 on June 22, 2026 to 57.4 on October 20, 2026; Tensas State Bank (#8533) ranged 56.1 to 57.4 over 117 snapshots.
Tensas State Bank (#8533) alerts: 3 counties; top Tensas State Bank (#8533) alert scores: Saint Joseph County, LA 20 (low); Tallulah County, LA 20 (low); Vidalia County, LA 20 (low).