First American Bank&Trust (FDIC #8149): Bank Stress & Real-Estate Credit Exposure
First American Bank&Trust (FDIC Cert #8149): bank stress 62/100, elevated, STABLE over 7 days; parent ONE AMERICAN CORP.
First American Bank&Trust (#8149) lends in 11 counties across 1 state; First American Bank&Trust (#8149) reaches 137 ZIP codes: Louisiana 11 counties, 137 ZIPs.
First American Bank&Trust (#8149) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#8149), Tangipahoa County, LA (20 branches, 20 ZIPs) (#8149), St. Tammany County, LA (18 branches, 18 ZIPs) (#8149), Jefferson County, LA (68 branches, 17 ZIPs) (#8149), Lafourche County, LA (30 branches, 15 ZIPs) (#8149), Terrebonne County, LA (13 branches, 13 ZIPs) (#8149).
First American Bank&Trust (#8149) reports $1.38 billion in total assets; First American Bank&Trust (#8149) equity $162.1 million (11.7% of First American Bank&Trust (#8149) assets); First American Bank&Trust (#8149) domestic deposits $1.21 billion; First American Bank&Trust (#8149) net income $7.7 million; First American Bank&Trust (#8149) return on assets 1.11%; First American Bank&Trust (#8149) return on equity 9.59%; First American Bank&Trust (#8149) net interest income $25.4 million; First American Bank&Trust (#8149) call report June 30, 2026.
First American Bank&Trust (#8149) noncurrent real-estate loans 0.04% of its book; First American Bank&Trust (#8149) residential 0.14%; First American Bank&Trust (#8149) net charge-offs on real estate 1.22%; First American Bank&Trust (#8149) residential charge-offs 1.80%.
First American Bank&Trust (#8149) net interest margin 3.88% against an eight-quarter First American Bank&Trust (#8149) average of 3.54% (First American Bank&Trust (#8149) compression -0.33 points); First American Bank&Trust (#8149) real-estate loans 3.8% of equity; First American Bank&Trust (#8149) non-residential real estate 180.4% of equity; First American Bank&Trust (#8149) rate-exposure score 40/100, First American Bank&Trust (#8149) fixed-rate trap 40/100; First American Bank&Trust (#8149) risk type credit driven; First American Bank&Trust (#8149) rate regime rates elevated, First American Bank&Trust (#8149) snapshot October 19, 2026.
First American Bank&Trust (#8149) stress score moved from 64.7 on June 22, 2026 to 62.1 on October 20, 2026; First American Bank&Trust (#8149) ranged 62.1 to 64.7 over 117 snapshots.
First American Bank&Trust (#8149) alerts: 11 counties; top First American Bank&Trust (#8149) alert scores: Baton Rouge County, LA 21 (low); Gonzales County, LA 21 (low); Hammond County, LA 21 (low); Houma County, LA 21 (low); Laplace County, LA 21 (low).