City Bank&Trust Co (FDIC #12608): Bank Stress & Real-Estate Credit Exposure
City Bank&Trust Co (FDIC Cert #12608): bank stress 54/100, moderate, STABLE over 7 days; parent CITY BANCSHARES INC.
City Bank&Trust Co (#12608) lends in 4 counties across 1 state; City Bank&Trust Co (#12608) reaches 67 ZIP codes: Louisiana 4 counties, 67 ZIPs.
City Bank&Trust Co (#12608) largest markets: Caddo County, LA (26 branches, 26 ZIPs) (#12608), Natchitoches County, LA (84 branches, 21 ZIPs) (#12608), Bossier County, LA (15 branches, 15 ZIPs) (#12608), Sabine County, LA (12 branches, 12 ZIPs) (#12608).
City Bank&Trust Co (#12608) reports $382.0 million in total assets; City Bank&Trust Co (#12608) equity $41.7 million (10.9% of City Bank&Trust Co (#12608) assets); City Bank&Trust Co (#12608) domestic deposits $334.0 million; City Bank&Trust Co (#12608) net income $3.1 million; City Bank&Trust Co (#12608) return on assets 1.64%; City Bank&Trust Co (#12608) return on equity 15.16%; City Bank&Trust Co (#12608) net interest income $8.0 million; City Bank&Trust Co (#12608) call report June 30, 2026.
City Bank&Trust Co (#12608) noncurrent real-estate loans: none reported; City Bank&Trust Co (#12608) net charge-offs on real estate 0.00%.
City Bank&Trust Co (#12608) net interest margin 4.42% against an eight-quarter City Bank&Trust Co (#12608) average of 4.34% (City Bank&Trust Co (#12608) compression -0.08 points); City Bank&Trust Co (#12608) rate-exposure score 40/100, City Bank&Trust Co (#12608) fixed-rate trap 40/100; City Bank&Trust Co (#12608) risk type credit driven; City Bank&Trust Co (#12608) rate regime rates elevated, City Bank&Trust Co (#12608) snapshot October 19, 2026.
City Bank&Trust Co (#12608) stress score moved from 53.4 on June 22, 2026 to 54.4 on October 19, 2026; City Bank&Trust Co (#12608) ranged 53.4 to 54.4 over 116 snapshots.
City Bank&Trust Co (#12608) alerts: 4 counties; top City Bank&Trust Co (#12608) alert scores: Natchitoches County, LA 30 (low); Bossier City County, LA 19 (low); Many County, LA 19 (low); Shreveport County, LA 19 (low).