Gibsland Bank&Trust Co (FDIC #16689): Bank Stress & Real-Estate Credit Exposure
Gibsland Bank&Trust Co (FDIC Cert #16689): bank stress 42/100, contained, STABLE over 7 days; parent GIBSLAND BANCSHARES INC.
Gibsland Bank&Trust Co (#16689) lends in 6 counties across 1 state; Gibsland Bank&Trust Co (#16689) reaches 67 ZIP codes: Louisiana 6 counties, 67 ZIPs.
Gibsland Bank&Trust Co (#16689) largest markets: Caddo County, LA (52 branches, 26 ZIPs) (#16689), Bossier County, LA (15 branches, 15 ZIPs) (#16689), Bienville County, LA (26 branches, 13 ZIPs) (#16689), Webster County, LA (36 branches, 12 ZIPs) (#16689), Claiborne County, LA (44 branches, 11 ZIPs) (#16689), Lincoln County, LA (8 branches, 8 ZIPs) (#16689).
Gibsland Bank&Trust Co (#16689) reports $574.3 million in total assets; Gibsland Bank&Trust Co (#16689) equity $93.0 million (16.2% of Gibsland Bank&Trust Co (#16689) assets); Gibsland Bank&Trust Co (#16689) domestic deposits $459.0 million; Gibsland Bank&Trust Co (#16689) net income $3.8 million; Gibsland Bank&Trust Co (#16689) return on assets 1.32%; Gibsland Bank&Trust Co (#16689) return on equity 8.49%; Gibsland Bank&Trust Co (#16689) net interest income $12.4 million; Gibsland Bank&Trust Co (#16689) call report June 30, 2026.
Gibsland Bank&Trust Co (#16689) noncurrent real-estate loans 0.05% of its book; Gibsland Bank&Trust Co (#16689) residential -0.01%; Gibsland Bank&Trust Co (#16689) net charge-offs on real estate 0.63%; Gibsland Bank&Trust Co (#16689) residential charge-offs 0.89%.
Gibsland Bank&Trust Co (#16689) net interest margin 4.73% against an eight-quarter Gibsland Bank&Trust Co (#16689) average of 4.54% (Gibsland Bank&Trust Co (#16689) compression -0.19 points); Gibsland Bank&Trust Co (#16689) real-estate loans 5.0% of equity; Gibsland Bank&Trust Co (#16689) non-residential real estate 89.0% of equity; Gibsland Bank&Trust Co (#16689) rate-exposure score 40/100, Gibsland Bank&Trust Co (#16689) fixed-rate trap 40/100; Gibsland Bank&Trust Co (#16689) risk type credit driven; Gibsland Bank&Trust Co (#16689) rate regime rates elevated, Gibsland Bank&Trust Co (#16689) snapshot October 19, 2026.
Gibsland Bank&Trust Co (#16689) stress score moved from 36.6 on June 22, 2026 to 42.2 on October 19, 2026; Gibsland Bank&Trust Co (#16689) ranged 36.6 to 42.2 over 116 snapshots.
Gibsland Bank&Trust Co (#16689) alerts: 6 counties; top Gibsland Bank&Trust Co (#16689) alert scores: Bossier City County, LA 17 (low); Gibsland County, LA 17 (low); Homer County, LA 17 (low); Ruston County, LA 17 (low); Shreveport County, LA 17 (low).