Cross Keys Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #9322 · Saint Joseph, LA. This institution (Cross Keys Bank) no longer appears in the current FDIC branch and deposit filings (#9322) that DLRadar scores; FDIC records the last Cross Keys Bank day as a separately insured institution (#9322) as January 1, 2026. FDIC event for Cross Keys Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-01). DLRadar last scored Cross Keys Bank (#9322) on September 20, 2026. The Cross Keys Bank facts below are its last recorded footprint (#9322), kept as a permanent Cross Keys Bank public record; the Cross Keys Bank figures are not refreshed.
Cross Keys Bank (#9322) carried no scored branch footprint (Cross Keys Bank) in the FDIC filings DLRadar reads; the Cross Keys Bank record exists because FDIC certificate 9322 was a separately insured Cross Keys Bank institution in Saint Joseph, LA, last seen by DLRadar (#9322) on September 20, 2026.
What the Cross Keys Bank (#9322) record holds: FDIC certificate 9322 for Cross Keys Bank, closed as a separate Cross Keys Bank charter on January 1, 2026; successor Planters Bank&Trust Co (FDIC #8235) carries the Cross Keys Bank footprint forward; FDIC event for Cross Keys Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-01); Cross Keys Bank (#9322) first entered DLRadar on September 20, 2026.
How Cross Keys Bank (#9322) was scored while active: the Cross Keys Bank stress score read FDIC call-report financials (#9322) and the Summary of Deposits branch file for Cross Keys Bank, mapped Cross Keys Bank branches to counties and ZIP codes (#9322), and weighted the Cross Keys Bank real-estate loan concentration against its peers; the Cross Keys Bank (#9322) figures on this page are the last such Cross Keys Bank run and are not refreshed.
Cross Keys Bank (#9322) net interest margin 3.51% against an eight-quarter Cross Keys Bank (#9322) average of 3.33% (Cross Keys Bank (#9322) compression -0.18 points); Cross Keys Bank (#9322) non-residential real estate 165.6% of equity; Cross Keys Bank (#9322) rate-exposure score 40/100, Cross Keys Bank (#9322) fixed-rate trap 40/100; Cross Keys Bank (#9322) risk type credit driven; Cross Keys Bank (#9322) rate regime rates elevated, Cross Keys Bank (#9322) snapshot May 27, 2026.
Cross Keys Bank (#9322) is chartered in Saint Joseph, LA; FDIC lists Cross Keys Bank (#9322) as inactive, succeeded by Planters Bank&Trust Co.
Why this Cross Keys Bank page exists: bank identities are historical data (#9322). When an institution such as Cross Keys Bank merges or its charter ends, DLRadar keeps the Cross Keys Bank profile so citations, links and the Cross Keys Bank score history stay resolvable (#9322), and points Cross Keys Bank to the successor where the FDIC records one. Every Cross Keys Bank figure traces to public FDIC data (#9322).