Home Federal Bank Of Tn (FDIC #29683): Bank Stress & Real-Estate Credit Exposure
Home Federal Bank Of Tn (FDIC Cert #29683): bank stress 60/100, elevated, STABLE over 7 days.
Home Federal Bank Of Tn (#29683) lends in 4 counties across 1 state; Home Federal Bank Of Tn (#29683) reaches 54 ZIP codes: Tennessee 4 counties, 54 ZIPs.
Home Federal Bank Of Tn (#29683) largest markets: Knox County, TN (527 branches, 31 ZIPs) (#29683), Blount County, TN (13 branches, 13 ZIPs) (#29683), Anderson County, TN (11 branches, 11 ZIPs) (#29683), Sevier County, TN (40 branches, 10 ZIPs) (#29683).
Home Federal Bank Of Tn (#29683) reports $2.73 billion in total assets; Home Federal Bank Of Tn (#29683) equity $459.1 million (16.8% of Home Federal Bank Of Tn (#29683) assets); Home Federal Bank Of Tn (#29683) domestic deposits $2.12 billion; Home Federal Bank Of Tn (#29683) net income $4.3 million; Home Federal Bank Of Tn (#29683) return on assets 0.31%; Home Federal Bank Of Tn (#29683) return on equity 1.87%; Home Federal Bank Of Tn (#29683) net interest income $30.8 million; Home Federal Bank Of Tn (#29683) call report June 30, 2026.
Home Federal Bank Of Tn (#29683) noncurrent real-estate loans: none reported; Home Federal Bank Of Tn (#29683) commercial real estate 16.96%; Home Federal Bank Of Tn (#29683) net charge-offs on real estate 4.18%; Home Federal Bank Of Tn (#29683) multifamily charge-offs 5.74%; Home Federal Bank Of Tn (#29683) residential charge-offs 12.95%.
Home Federal Bank Of Tn (#29683) net interest margin 2.34% against an eight-quarter Home Federal Bank Of Tn (#29683) average of 1.93% (Home Federal Bank Of Tn (#29683) compression -0.41 points); Home Federal Bank Of Tn (#29683) non-residential real estate 1294.8% of equity; Home Federal Bank Of Tn (#29683) rate-exposure score 40/100, Home Federal Bank Of Tn (#29683) fixed-rate trap 40/100; Home Federal Bank Of Tn (#29683) risk type credit driven; Home Federal Bank Of Tn (#29683) rate regime rates elevated, Home Federal Bank Of Tn (#29683) snapshot October 19, 2026.
Home Federal Bank Of Tn (#29683) stress score held at 60.1 across 116 daily snapshots, June 22, 2026 to October 19, 2026.
Home Federal Bank Of Tn (#29683) alerts: 4 counties; top Home Federal Bank Of Tn (#29683) alert scores: Maryville County, TN 21 (low); Oak Ridge County, TN 21 (low); Powell County, TN 21 (low); Seymour County, TN 21 (low).