Bank Of Tennessee (FDIC #21573): Bank Stress & Real-Estate Credit Exposure

Bank Of Tennessee (FDIC Cert #21573): bank stress 59/100, moderate, STABLE over 7 days; parent BANCTENN CORP.

Bank Of Tennessee (#21573) lends in 10 counties across 2 states; Bank Of Tennessee (#21573) reaches 132 ZIP codes: Tennessee 8 counties, 113 ZIPs; North Carolina 2 counties, 19 ZIPs.

Bank Of Tennessee (#21573) largest markets: Davidson County, TN (37 branches, 37 ZIPs) (#21573), Knox County, TN (31 branches, 31 ZIPs) (#21573), Avery County, NC (13 branches, 13 ZIPs) (#21573), Washington County, TN (65 branches, 13 ZIPs) (#21573), Wilson County, TN (12 branches, 12 ZIPs) (#21573), Sullivan County, TN (72 branches, 12 ZIPs) (#21573).

Bank Of Tennessee (#21573) reports $2.25 billion in total assets; Bank Of Tennessee (#21573) equity $198.0 million (8.8% of Bank Of Tennessee (#21573) assets); Bank Of Tennessee (#21573) domestic deposits $1.80 billion; Bank Of Tennessee (#21573) net income $19.1 million; Bank Of Tennessee (#21573) return on assets 1.79%; Bank Of Tennessee (#21573) return on equity 19.86%; Bank Of Tennessee (#21573) net interest income $41.3 million; Bank Of Tennessee (#21573) call report June 30, 2026.

Bank Of Tennessee (#21573) noncurrent real-estate loans: none reported; Bank Of Tennessee (#21573) residential -0.03%; Bank Of Tennessee (#21573) net charge-offs on real estate 0.48%; Bank Of Tennessee (#21573) residential charge-offs 0.41%.

Bank Of Tennessee (#21573) net interest margin 4.16% against an eight-quarter Bank Of Tennessee (#21573) average of 3.75% (Bank Of Tennessee (#21573) compression -0.41 points); Bank Of Tennessee (#21573) non-residential real estate 41.3% of equity; Bank Of Tennessee (#21573) rate-exposure score 40/100, Bank Of Tennessee (#21573) fixed-rate trap 40/100; Bank Of Tennessee (#21573) risk type credit driven; Bank Of Tennessee (#21573) rate regime rates elevated, Bank Of Tennessee (#21573) snapshot October 19, 2026.

Bank Of Tennessee (#21573) stress score moved from 58.9 on June 22, 2026 to 59 on October 19, 2026; Bank Of Tennessee (#21573) ranged 58.9 to 59 over 116 snapshots.

Bank Of Tennessee (#21573) alerts: 10 counties; top Bank Of Tennessee (#21573) alert scores: Banner Elk County, TN 22 (low); Boone County, TN 22 (low); Erwin County, TN 22 (low); Hendersonville County, TN 22 (low); Jonesborough County, TN 22 (low).