Apex Bank (FDIC #9176): Bank Stress & Real-Estate Credit Exposure
Apex Bank (FDIC Cert #9176): bank stress 29/100, contained, STABLE over 7 days; parent APEX BCORP INC.
Apex Bank (#9176) lends in 10 counties across 1 state; Apex Bank (#9176) reaches 121 ZIP codes: Tennessee 10 counties, 121 ZIPs.
Apex Bank (#9176) largest markets: Knox County, TN (93 branches, 31 ZIPs) (#9176), Rutherford County, TN (20 branches, 20 ZIPs) (#9176), Williamson County, TN (16 branches, 16 ZIPs) (#9176), Carroll County, TN (14 branches, 14 ZIPs) (#9176), Hickman County, TN (26 branches, 13 ZIPs) (#9176), Hawkins County, TN (24 branches, 12 ZIPs) (#9176).
Apex Bank (#9176) reports $1.46 billion in total assets; Apex Bank (#9176) equity $218.8 million (15.0% of Apex Bank (#9176) assets); Apex Bank (#9176) domestic deposits $1.14 billion; Apex Bank (#9176) net income $15.5 million; Apex Bank (#9176) return on assets 2.19%; Apex Bank (#9176) return on equity 14.66%; Apex Bank (#9176) net interest income $34.4 million; Apex Bank (#9176) call report June 30, 2026.
Apex Bank (#9176) noncurrent real-estate loans 0.03% of its book; Apex Bank (#9176) residential 0.27%; Apex Bank (#9176) net charge-offs on real estate 2.52%; Apex Bank (#9176) multifamily charge-offs 3.93%; Apex Bank (#9176) residential charge-offs 3.71%.
Apex Bank (#9176) net interest margin 5.26% against an eight-quarter Apex Bank (#9176) average of 5.47% (Apex Bank (#9176) compression 0.21 points); Apex Bank (#9176) real-estate loans 3.3% of equity; Apex Bank (#9176) non-residential real estate 371.1% of equity; Apex Bank (#9176) rate-exposure score 40/100, Apex Bank (#9176) fixed-rate trap 40/100; Apex Bank (#9176) risk type rate trapped; Apex Bank (#9176) rate regime rates elevated, Apex Bank (#9176) snapshot October 19, 2026.
Apex Bank (#9176) stress score moved from 23.6 on June 22, 2026 to 29 on October 20, 2026; Apex Bank (#9176) ranged 23.6 to 29 over 117 snapshots.
Apex Bank (#9176) alerts: 10 counties; top Apex Bank (#9176) alert scores: Bruceton County, TN 15 (low); Camden County, TN 15 (low); Chapel Hill County, TN 15 (low); Eagleville County, TN 15 (low); Fairview County, TN 15 (low).