Georgia Banking Co (FDIC #57071): Bank Stress & Real-Estate Credit Exposure
Georgia Banking Co (FDIC Cert #57071): bank stress 70/100, elevated, STABLE over 7 days; parent GEORGIA BANKING CO INC.
Georgia Banking Co (#57071) lends in 6 counties across 1 state; Georgia Banking Co (#57071) reaches 129 ZIP codes: Georgia 6 counties, 129 ZIPs.
Georgia Banking Co (#57071) largest markets: Fulton County, GA (192 branches, 48 ZIPs) (#57071), Dekalb County, GA (36 branches, 36 ZIPs) (#57071), Gwinnett County, GA (52 branches, 26 ZIPs) (#57071), Cobb County, GA (25 branches, 25 ZIPs) (#57071), Forsyth County, GA (10 branches, 10 ZIPs) (#57071), Spalding County, GA (7 branches, 7 ZIPs) (#57071).
Georgia Banking Co (#57071) reports $3.26 billion in total assets; Georgia Banking Co (#57071) equity $317.2 million (9.7% of Georgia Banking Co (#57071) assets); Georgia Banking Co (#57071) domestic deposits $2.88 billion; Georgia Banking Co (#57071) net income $15.2 million; Georgia Banking Co (#57071) return on assets 1.05%; Georgia Banking Co (#57071) return on equity 10.81%; Georgia Banking Co (#57071) net interest income $57.7 million; Georgia Banking Co (#57071) call report June 30, 2026.
Georgia Banking Co (#57071) noncurrent real-estate loans: none reported; Georgia Banking Co (#57071) net charge-offs on real estate 0.19%; Georgia Banking Co (#57071) residential charge-offs 0.06%.
Georgia Banking Co (#57071) net interest margin 4.21% against an eight-quarter Georgia Banking Co (#57071) average of 4.21% (Georgia Banking Co (#57071) compression -0.00 points); Georgia Banking Co (#57071) non-residential real estate 6.1% of equity; Georgia Banking Co (#57071) rate-exposure score 40/100, Georgia Banking Co (#57071) fixed-rate trap 40/100; Georgia Banking Co (#57071) risk type credit driven; Georgia Banking Co (#57071) rate regime rates elevated, Georgia Banking Co (#57071) snapshot October 19, 2026.
Georgia Banking Co (#57071) stress score moved from 64.2 on June 22, 2026 to 70.4 on October 19, 2026; Georgia Banking Co (#57071) ranged 64.2 to 70.4 over 116 snapshots.
Georgia Banking Co (#57071) alerts: 6 counties; top Georgia Banking Co (#57071) alert scores: Atlanta County, GA 22 (low); Cumming County, GA 22 (low); Griffin County, GA 22 (low); Lawrenceville County, GA 22 (low); Marietta County, GA 22 (low).