Pineland Bank (FDIC #15699): Bank Stress & Real-Estate Credit Exposure
Pineland Bank (FDIC Cert #15699): bank stress 57/100, moderate, STABLE over 7 days; parent SOUTH BANKING CO.
Pineland Bank (#15699) lends in 6 counties across 2 states; Pineland Bank (#15699) reaches 38 ZIP codes: Georgia 5 counties, 32 ZIPs; Florida 1 county, 6 ZIPs.
Pineland Bank (#15699) largest markets: Coffee County, GA (10 branches, 10 ZIPs) (#15699), Camden County, GA (16 branches, 8 ZIPs) (#15699), Appling County, GA (7 branches, 7 ZIPs) (#15699), Nassau County, FL (6 branches, 6 ZIPs) (#15699), Candler County, GA (10 branches, 5 ZIPs) (#15699), Bacon County, GA (6 branches, 3 ZIPs) (#15699).
Pineland Bank (#15699) reports $597.1 million in total assets; Pineland Bank (#15699) equity $60.4 million (10.1% of Pineland Bank (#15699) assets); Pineland Bank (#15699) domestic deposits $532.6 million; Pineland Bank (#15699) net income $4.8 million; Pineland Bank (#15699) return on assets 1.66%; Pineland Bank (#15699) return on equity 16.53%; Pineland Bank (#15699) net interest income $14.2 million; Pineland Bank (#15699) call report June 30, 2026.
Pineland Bank (#15699) noncurrent real-estate loans 0.08% of its book; Pineland Bank (#15699) residential 0.19%; Pineland Bank (#15699) net charge-offs on real estate 0.10%; Pineland Bank (#15699) residential charge-offs 0.13%.
Pineland Bank (#15699) net interest margin 5.15% against an eight-quarter Pineland Bank (#15699) average of 5.17% (Pineland Bank (#15699) compression 0.01 points); Pineland Bank (#15699) real-estate loans 8.5% of equity; Pineland Bank (#15699) non-residential real estate 12.9% of equity; Pineland Bank (#15699) rate-exposure score 40/100, Pineland Bank (#15699) fixed-rate trap 40/100; Pineland Bank (#15699) risk type credit driven; Pineland Bank (#15699) rate regime rates elevated, Pineland Bank (#15699) snapshot October 19, 2026.
Pineland Bank (#15699) stress score moved from 55.2 on June 22, 2026 to 57 on October 19, 2026; Pineland Bank (#15699) ranged 55.2 to 57 over 116 snapshots.
Pineland Bank (#15699) alerts: 6 counties; top Pineland Bank (#15699) alert scores: Douglas County, GA 28 (low); Alma County, GA 19 (low); Baxley County, GA 19 (low); Fernandina Beach County, GA 19 (low); Metter County, GA 19 (low).