New Millennium Bank (FDIC #35151): Bank Stress & Real-Estate Credit Exposure
New Millennium Bank (FDIC Cert #35151): bank stress 48/100, moderate, STABLE over 7 days; parent NMB FINANCIAL CORP.
New Millennium Bank (#35151) lends in 5 counties across 3 states; New Millennium Bank (#35151) reaches 274 ZIP codes: New York 2 counties, 138 ZIPs; New Jersey 2 counties, 110 ZIPs; Georgia 1 county, 26 ZIPs.
New Millennium Bank (#35151) largest markets: New York County, NY (70 branches, 70 ZIPs) (#35151), Queens County, NY (136 branches, 68 ZIPs) (#35151), Bergen County, NJ (264 branches, 66 ZIPs) (#35151), Middlesex County, NJ (44 branches, 44 ZIPs) (#35151), Gwinnett County, GA (26 branches, 26 ZIPs) (#35151).
New Millennium Bank (#35151) reports $899.1 million in total assets; New Millennium Bank (#35151) equity $131.3 million (14.6% of New Millennium Bank (#35151) assets); New Millennium Bank (#35151) domestic deposits $761.7 million; New Millennium Bank (#35151) net income $6.1 million; New Millennium Bank (#35151) return on assets 1.31%; New Millennium Bank (#35151) return on equity 9.47%; New Millennium Bank (#35151) net interest income $15.5 million; New Millennium Bank (#35151) call report June 30, 2026.
New Millennium Bank (#35151) noncurrent real-estate loans: none reported; New Millennium Bank (#35151) residential -0.05%; New Millennium Bank (#35151) net charge-offs on real estate 0.49%; New Millennium Bank (#35151) residential charge-offs 0.08%.
New Millennium Bank (#35151) net interest margin 3.42% against an eight-quarter New Millennium Bank (#35151) average of 3.29% (New Millennium Bank (#35151) compression -0.14 points); New Millennium Bank (#35151) non-residential real estate 8.0% of equity; New Millennium Bank (#35151) rate-exposure score 40/100, New Millennium Bank (#35151) fixed-rate trap 40/100; New Millennium Bank (#35151) risk type credit driven; New Millennium Bank (#35151) rate regime rates elevated, New Millennium Bank (#35151) snapshot October 20, 2026.
New Millennium Bank (#35151) stress score moved from 51.8 on June 22, 2026 to 48.1 on October 20, 2026; New Millennium Bank (#35151) ranged 48.1 to 51.8 over 117 snapshots.
New Millennium Bank (#35151) alerts: 5 counties; top New Millennium Bank (#35151) alert scores: Duluth County, NJ 20 (low); Flushing County, NJ 20 (low); New Brunswick County, NJ 20 (low); New York County, NJ 20 (low); Palisades Park County, NJ 20 (low).