Northeast Georgia Bank (FDIC #15771): Bank Stress & Real-Estate Credit Exposure
Northeast Georgia Bank (FDIC Cert #15771): bank stress 31/100, contained, STABLE over 7 days; parent FIRST SECURITY BANKSHARES INC.
Northeast Georgia Bank (#15771) lends in 6 counties across 1 state; Northeast Georgia Bank (#15771) reaches 36 ZIP codes: Georgia 6 counties, 36 ZIPs.
Northeast Georgia Bank (#15771) largest markets: Jackson County, GA (32 branches, 16 ZIPs) (#15771), Banks County, GA (11 branches, 11 ZIPs) (#15771), Franklin County, GA (33 branches, 11 ZIPs) (#15771), Hart County, GA (8 branches, 8 ZIPs) (#15771), Stephens County, GA (6 branches, 6 ZIPs) (#15771), Elbert County, GA (4 branches, 4 ZIPs) (#15771).
Northeast Georgia Bank (#15771) reports $650.6 million in total assets; Northeast Georgia Bank (#15771) equity $81.1 million (12.5% of Northeast Georgia Bank (#15771) assets); Northeast Georgia Bank (#15771) domestic deposits $562.9 million; Northeast Georgia Bank (#15771) net income $8.4 million; Northeast Georgia Bank (#15771) return on assets 2.59%; Northeast Georgia Bank (#15771) return on equity 20.63%; Northeast Georgia Bank (#15771) net interest income $14.3 million; Northeast Georgia Bank (#15771) call report June 30, 2026.
Northeast Georgia Bank (#15771) noncurrent real-estate loans: none reported; Northeast Georgia Bank (#15771) net charge-offs on real estate 0.02%.
Northeast Georgia Bank (#15771) net interest margin 4.72% against an eight-quarter Northeast Georgia Bank (#15771) average of 4.67% (Northeast Georgia Bank (#15771) compression -0.05 points); Northeast Georgia Bank (#15771) rate-exposure score 40/100, Northeast Georgia Bank (#15771) fixed-rate trap 40/100; Northeast Georgia Bank (#15771) risk type rate trapped; Northeast Georgia Bank (#15771) rate regime rates elevated, Northeast Georgia Bank (#15771) snapshot October 19, 2026.
Northeast Georgia Bank (#15771) stress score moved from 32 on June 22, 2026 to 30.6 on October 19, 2026; Northeast Georgia Bank (#15771) ranged 30.6 to 32 over 116 snapshots.
Northeast Georgia Bank (#15771) alerts: 6 counties; top Northeast Georgia Bank (#15771) alert scores: Jefferson County, GA 37 (moderate); Commerce County, GA 13 (low); Elberton County, GA 13 (low); Hartwell County, GA 13 (low); Royston County, GA 13 (low).