Bank Of Dudley (FDIC #9068): Bank Stress & Real-Estate Credit Exposure

Bank Of Dudley (FDIC Cert #9068): bank stress 74/100, elevated, STABLE over 7 days; parent HOGAN INVESTMENTS I INC.

Bank Of Dudley (#9068) lends in 5 counties across 1 state; Bank Of Dudley (#9068) reaches 53 ZIP codes: Georgia 5 counties, 53 ZIPs.

Bank Of Dudley (#9068) largest markets: Laurens County, GA (60 branches, 15 ZIPs) (#9068), Houston County, GA (12 branches, 12 ZIPs) (#9068), Henry County, GA (11 branches, 11 ZIPs) (#9068), Monroe County, GA (10 branches, 10 ZIPs) (#9068), Twiggs County, GA (6 branches, 6 ZIPs) (#9068).

Bank Of Dudley (#9068) reports $537.9 million in total assets; Bank Of Dudley (#9068) equity $48.9 million (9.1% of Bank Of Dudley (#9068) assets); Bank Of Dudley (#9068) domestic deposits $486.8 million; Bank Of Dudley (#9068) net income $2.5 million; Bank Of Dudley (#9068) return on assets 0.97%; Bank Of Dudley (#9068) return on equity 10.61%; Bank Of Dudley (#9068) net interest income $10.8 million; Bank Of Dudley (#9068) call report June 30, 2026.

Bank Of Dudley (#9068) noncurrent real-estate loans: none reported; Bank Of Dudley (#9068) net charge-offs on real estate 0.08%.

Bank Of Dudley (#9068) net interest margin 4.42% against an eight-quarter Bank Of Dudley (#9068) average of 4.40% (Bank Of Dudley (#9068) compression -0.03 points); Bank Of Dudley (#9068) rate-exposure score 40/100, Bank Of Dudley (#9068) fixed-rate trap 40/100; Bank Of Dudley (#9068) risk type credit driven; Bank Of Dudley (#9068) rate regime rates elevated, Bank Of Dudley (#9068) snapshot October 19, 2026.

Bank Of Dudley (#9068) stress score moved from 71.2 on June 22, 2026 to 74.2 on October 20, 2026; Bank Of Dudley (#9068) ranged 71.2 to 74.2 over 117 snapshots.

Bank Of Dudley (#9068) alerts: 5 counties; top Bank Of Dudley (#9068) alert scores: Forsyth County, GA 35 (moderate); East Dublin County, GA 23 (low); Jeffersonville County, GA 23 (low); Locust Grove County, GA 23 (low); Perry County, GA 23 (low).