Durden Banking Co Inc (FDIC #15336): Bank Stress & Real-Estate Credit Exposure
Durden Banking Co Inc (FDIC Cert #15336): bank stress 20/100, contained, STABLE over 7 days; parent DURDEN BANKSHARES INC.
Durden Banking Co Inc (#15336) lends in 3 counties across 1 state; Durden Banking Co Inc (#15336) reaches 19 ZIP codes: Georgia 3 counties, 19 ZIPs.
Durden Banking Co Inc (#15336) largest markets: Emanuel County, GA (26 branches, 13 ZIPs) (#15336), Candler County, GA (5 branches, 5 ZIPs) (#15336), Jenkins County, GA (5 branches, 5 ZIPs) (#15336).
Durden Banking Co Inc (#15336) reports $299.2 million in total assets; Durden Banking Co Inc (#15336) equity $46.1 million (15.4% of Durden Banking Co Inc (#15336) assets); Durden Banking Co Inc (#15336) domestic deposits $252.2 million; Durden Banking Co Inc (#15336) net income $5.3 million; Durden Banking Co Inc (#15336) return on assets 3.60%; Durden Banking Co Inc (#15336) return on equity 23.70%; Durden Banking Co Inc (#15336) net interest income $8.5 million; Durden Banking Co Inc (#15336) call report June 30, 2026.
Durden Banking Co Inc (#15336) noncurrent real-estate loans 0.01% of its book; Durden Banking Co Inc (#15336) net charge-offs on real estate 0.11%; Durden Banking Co Inc (#15336) residential charge-offs 0.16%.
Durden Banking Co Inc (#15336) net interest margin 6.08% against an eight-quarter Durden Banking Co Inc (#15336) average of 5.71% (Durden Banking Co Inc (#15336) compression -0.37 points); Durden Banking Co Inc (#15336) real-estate loans 1.0% of equity; Durden Banking Co Inc (#15336) non-residential real estate 15.6% of equity; Durden Banking Co Inc (#15336) rate-exposure score 40/100, Durden Banking Co Inc (#15336) fixed-rate trap 40/100; Durden Banking Co Inc (#15336) risk type rate trapped; Durden Banking Co Inc (#15336) rate regime rates elevated, Durden Banking Co Inc (#15336) snapshot October 20, 2026.
Durden Banking Co Inc (#15336) stress score moved from 22.6 on June 22, 2026 to 20.3 on October 20, 2026; Durden Banking Co Inc (#15336) ranged 20.3 to 22.6 over 117 snapshots.
Durden Banking Co Inc (#15336) alerts: 3 counties; top Durden Banking Co Inc (#15336) alert scores: Metter County, GA 11 (low); Millen County, GA 11 (low); Twin City County, GA 11 (low).