Queensborough Nb&T Co (FDIC #2138): Bank Stress & Real-Estate Credit Exposure
Queensborough Nb&T Co (FDIC Cert #2138): bank stress 76/100, severe, STABLE over 7 days; parent QUEENSBOROUGH CO THE.
Queensborough Nb&T Co (#2138) lends in 14 counties across 1 state; Queensborough Nb&T Co (#2138) reaches 96 ZIP codes: Georgia 14 counties, 96 ZIPs.
Queensborough Nb&T Co (#2138) largest markets: Chatham County, GA (45 branches, 15 ZIPs) (#2138), Emanuel County, GA (13 branches, 13 ZIPs) (#2138), Bulloch County, GA (11 branches, 11 ZIPs) (#2138), Richmond County, GA (33 branches, 11 ZIPs) (#2138), Washington County, GA (10 branches, 10 ZIPs) (#2138), Liberty County, GA (10 branches, 10 ZIPs) (#2138).
Queensborough Nb&T Co (#2138) reports $2.28 billion in total assets; Queensborough Nb&T Co (#2138) equity $179.6 million (7.9% of Queensborough Nb&T Co (#2138) assets); Queensborough Nb&T Co (#2138) domestic deposits $2.05 billion; Queensborough Nb&T Co (#2138) net income $12.5 million; Queensborough Nb&T Co (#2138) return on assets 1.09%; Queensborough Nb&T Co (#2138) return on equity 13.71%; Queensborough Nb&T Co (#2138) net interest income $41.4 million; Queensborough Nb&T Co (#2138) call report June 30, 2026.
Queensborough Nb&T Co (#2138) noncurrent real-estate loans: none reported; Queensborough Nb&T Co (#2138) net charge-offs on real estate 0.39%; Queensborough Nb&T Co (#2138) residential charge-offs 0.14%.
Queensborough Nb&T Co (#2138) net interest margin 3.91% against an eight-quarter Queensborough Nb&T Co (#2138) average of 3.62% (Queensborough Nb&T Co (#2138) compression -0.29 points); Queensborough Nb&T Co (#2138) non-residential real estate 14.4% of equity; Queensborough Nb&T Co (#2138) rate-exposure score 40/100, Queensborough Nb&T Co (#2138) fixed-rate trap 40/100; Queensborough Nb&T Co (#2138) risk type credit driven; Queensborough Nb&T Co (#2138) rate regime rates elevated, Queensborough Nb&T Co (#2138) snapshot October 19, 2026.
Queensborough Nb&T Co (#2138) stress score moved from 75.3 on June 22, 2026 to 76.1 on October 20, 2026; Queensborough Nb&T Co (#2138) ranged 75.3 to 76.1 over 117 snapshots.
Queensborough Nb&T Co (#2138) alerts: 14 counties; top Queensborough Nb&T Co (#2138) alert scores: Grovetown County, GA 24 (low); Hephzibah County, GA 24 (low); Hinesville County, GA 24 (low); Metter County, GA 24 (low); Millen County, GA 24 (low).