Planters First Bank (FDIC #9064): Bank Stress & Real-Estate Credit Exposure
Planters First Bank (FDIC Cert #9064): bank stress 61/100, elevated, STABLE over 7 days; parent PLANTERS FIRST BCORP.
Planters First Bank (#9064) lends in 5 counties across 1 state; Planters First Bank (#9064) reaches 40 ZIP codes: Georgia 5 counties, 40 ZIPs.
Planters First Bank (#9064) largest markets: Bibb County, GA (13 branches, 13 ZIPs) (#9064), Houston County, GA (24 branches, 12 ZIPs) (#9064), Irwin County, GA (7 branches, 7 ZIPs) (#9064), Crisp County, GA (5 branches, 5 ZIPs) (#9064), Pulaski County, GA (10 branches, 5 ZIPs) (#9064).
Planters First Bank (#9064) reports $485.7 million in total assets; Planters First Bank (#9064) equity $42.6 million (8.8% of Planters First Bank (#9064) assets); Planters First Bank (#9064) domestic deposits $439.8 million; Planters First Bank (#9064) net income $3.9 million; Planters First Bank (#9064) return on assets 1.68%; Planters First Bank (#9064) return on equity 18.85%; Planters First Bank (#9064) net interest income $10.0 million; Planters First Bank (#9064) call report June 30, 2026.
Planters First Bank (#9064) noncurrent real-estate loans: none reported; Planters First Bank (#9064) residential -0.02%; Planters First Bank (#9064) net charge-offs on real estate 0.36%; Planters First Bank (#9064) residential charge-offs 0.03%.
Planters First Bank (#9064) net interest margin 4.61% against an eight-quarter Planters First Bank (#9064) average of 4.59% (Planters First Bank (#9064) compression -0.02 points); Planters First Bank (#9064) non-residential real estate 2.8% of equity; Planters First Bank (#9064) rate-exposure score 40/100, Planters First Bank (#9064) fixed-rate trap 40/100; Planters First Bank (#9064) risk type credit driven; Planters First Bank (#9064) rate regime rates elevated, Planters First Bank (#9064) snapshot October 19, 2026.
Planters First Bank (#9064) stress score moved from 59.9 on June 22, 2026 to 61.2 on October 19, 2026; Planters First Bank (#9064) ranged 59.9 to 61.2 over 116 snapshots.
Planters First Bank (#9064) alerts: 5 counties; top Planters First Bank (#9064) alert scores: Macon County, GA 37 (moderate); Cordele County, GA 20 (low); Hawkinsville County, GA 20 (low); Ocilla County, GA 20 (low); Warner Robins County, GA 20 (low).