Altamaha Bank&Trust Co (FDIC #19590): Bank Stress & Real-Estate Credit Exposure
Altamaha Bank&Trust Co (FDIC Cert #19590): bank stress 64/100, elevated, STABLE over 7 days; parent ALTAMAHA BANCSHARES INC.
Altamaha Bank&Trust Co (#19590) lends in 3 counties across 1 state; Altamaha Bank&Trust Co (#19590) reaches 12 ZIP codes: Georgia 3 counties, 12 ZIPs.
Altamaha Bank&Trust Co (#19590) largest markets: Montgomery County, GA (7 branches, 7 ZIPs) (#19590), Jeff Davis County, GA (4 branches, 4 ZIPs) (#19590), Toombs County, GA (6 branches, 3 ZIPs) (#19590).
Altamaha Bank&Trust Co (#19590) reports $334.1 million in total assets; Altamaha Bank&Trust Co (#19590) equity $29.3 million (8.8% of Altamaha Bank&Trust Co (#19590) assets); Altamaha Bank&Trust Co (#19590) domestic deposits $303.8 million; Altamaha Bank&Trust Co (#19590) net income $2.6 million; Altamaha Bank&Trust Co (#19590) return on assets 1.55%; Altamaha Bank&Trust Co (#19590) return on equity 17.99%; Altamaha Bank&Trust Co (#19590) net interest income $7.3 million; Altamaha Bank&Trust Co (#19590) call report June 30, 2026.
Altamaha Bank&Trust Co (#19590) noncurrent real-estate loans 0.08% of its book; Altamaha Bank&Trust Co (#19590) residential 0.18%; Altamaha Bank&Trust Co (#19590) net charge-offs on real estate 0.11%; Altamaha Bank&Trust Co (#19590) residential charge-offs 0.26%.
Altamaha Bank&Trust Co (#19590) net interest margin 4.66% against an eight-quarter Altamaha Bank&Trust Co (#19590) average of 4.56% (Altamaha Bank&Trust Co (#19590) compression -0.11 points); Altamaha Bank&Trust Co (#19590) real-estate loans 7.7% of equity; Altamaha Bank&Trust Co (#19590) non-residential real estate 25.9% of equity; Altamaha Bank&Trust Co (#19590) rate-exposure score 40/100, Altamaha Bank&Trust Co (#19590) fixed-rate trap 40/100; Altamaha Bank&Trust Co (#19590) risk type credit driven; Altamaha Bank&Trust Co (#19590) rate regime rates elevated, Altamaha Bank&Trust Co (#19590) snapshot October 19, 2026.
Altamaha Bank&Trust Co (#19590) stress score moved from 63.6 on June 22, 2026 to 63.8 on October 19, 2026; Altamaha Bank&Trust Co (#19590) ranged 63.6 to 63.8 over 116 snapshots.
Altamaha Bank&Trust Co (#19590) alerts: 3 counties; top Altamaha Bank&Trust Co (#19590) alert scores: Hazlehurst County, GA 21 (low); Uvalda County, GA 21 (low); Vidalia County, GA 21 (low).