Peoples Bank Of Georgia (FDIC #170): Bank Stress & Real-Estate Credit Exposure

Peoples Bank Of Georgia (FDIC Cert #170): bank stress 63/100, elevated, STABLE over 7 days.

Peoples Bank Of Georgia (#170) lends in 4 counties across 1 state; Peoples Bank Of Georgia (#170) reaches 23 ZIP codes: Georgia 4 counties, 23 ZIPs.

Peoples Bank Of Georgia (#170) largest markets: Talbot County, GA (8 branches, 8 ZIPs) (#170), Schley County, GA (7 branches, 7 ZIPs) (#170), Upson County, GA (7 branches, 7 ZIPs) (#170), Marion County, GA (4 branches, 4 ZIPs) (#170).

Peoples Bank Of Georgia (#170) reports $252.3 million in total assets; Peoples Bank Of Georgia (#170) equity $22.0 million (8.7% of Peoples Bank Of Georgia (#170) assets); Peoples Bank Of Georgia (#170) domestic deposits $219.3 million; Peoples Bank Of Georgia (#170) net income $1.9 million; Peoples Bank Of Georgia (#170) return on assets 1.59%; Peoples Bank Of Georgia (#170) return on equity 18.20%; Peoples Bank Of Georgia (#170) net interest income $6.0 million; Peoples Bank Of Georgia (#170) call report June 30, 2026.

Peoples Bank Of Georgia (#170) noncurrent real-estate loans: none reported; Peoples Bank Of Georgia (#170) net charge-offs on real estate 0.30%.

Peoples Bank Of Georgia (#170) net interest margin 5.20% against an eight-quarter Peoples Bank Of Georgia (#170) average of 5.13% (Peoples Bank Of Georgia (#170) compression -0.07 points); Peoples Bank Of Georgia (#170) real-estate loans 0.5% of equity; Peoples Bank Of Georgia (#170) rate-exposure score 40/100, Peoples Bank Of Georgia (#170) fixed-rate trap 40/100; Peoples Bank Of Georgia (#170) risk type credit driven; Peoples Bank Of Georgia (#170) rate regime rates elevated, Peoples Bank Of Georgia (#170) snapshot October 19, 2026.

Peoples Bank Of Georgia (#170) stress score moved from 62 on June 22, 2026 to 63.3 on October 19, 2026; Peoples Bank Of Georgia (#170) ranged 62 to 63.3 over 116 snapshots.

Peoples Bank Of Georgia (#170) alerts: 4 counties; top Peoples Bank Of Georgia (#170) alert scores: Buena Vista County, GA 21 (low); Ellaville County, GA 21 (low); Talbotton County, GA 21 (low); Thomaston County, GA 21 (low).