First State Bank Of Blakely (FDIC #15496): Bank Stress & Real-Estate Credit Exposure
First State Bank Of Blakely (FDIC Cert #15496): bank stress 21/100, contained, STABLE over 7 days; parent FIRST ST BANCSHARES BLAKELY.
First State Bank Of Blakely (#15496) lends in 8 counties across 1 state; First State Bank Of Blakely (#15496) reaches 35 ZIP codes: Georgia 8 counties, 35 ZIPs.
First State Bank Of Blakely (#15496) largest markets: Early County, GA (8 branches, 8 ZIPs) (#15496), Decatur County, GA (8 branches, 8 ZIPs) (#15496), Lee County, GA (7 branches, 7 ZIPs) (#15496), Dougherty County, GA (7 branches, 7 ZIPs) (#15496), Calhoun County, GA (6 branches, 6 ZIPs) (#15496), Clay County, GA (6 branches, 6 ZIPs) (#15496).
First State Bank Of Blakely (#15496) reports $668.2 million in total assets; First State Bank Of Blakely (#15496) equity $130.2 million (19.5% of First State Bank Of Blakely (#15496) assets); First State Bank Of Blakely (#15496) domestic deposits $533.3 million; First State Bank Of Blakely (#15496) net income $6.0 million; First State Bank Of Blakely (#15496) return on assets 1.79%; First State Bank Of Blakely (#15496) return on equity 9.36%; First State Bank Of Blakely (#15496) net interest income $15.6 million; First State Bank Of Blakely (#15496) call report June 30, 2026.
First State Bank Of Blakely (#15496) noncurrent real-estate loans: none reported; First State Bank Of Blakely (#15496) residential 0.01%; First State Bank Of Blakely (#15496) net charge-offs on real estate 2.80%; First State Bank Of Blakely (#15496) residential charge-offs 0.55%.
First State Bank Of Blakely (#15496) net interest margin 4.94% against an eight-quarter First State Bank Of Blakely (#15496) average of 5.02% (First State Bank Of Blakely (#15496) compression 0.08 points); First State Bank Of Blakely (#15496) non-residential real estate 55.4% of equity; First State Bank Of Blakely (#15496) rate-exposure score 40/100, First State Bank Of Blakely (#15496) fixed-rate trap 40/100; First State Bank Of Blakely (#15496) risk type rate trapped; First State Bank Of Blakely (#15496) rate regime rates elevated, First State Bank Of Blakely (#15496) snapshot October 19, 2026.
First State Bank Of Blakely (#15496) stress score moved from 22.3 on June 22, 2026 to 21.3 on October 19, 2026; First State Bank Of Blakely (#15496) ranged 21.3 to 22.3 over 116 snapshots.
First State Bank Of Blakely (#15496) alerts: 8 counties; top First State Bank Of Blakely (#15496) alert scores: Colquitt County, GA 19 (low); Albany County, GA 12 (low); Arlington County, GA 12 (low); Bainbridge County, GA 12 (low); Blakely County, GA 12 (low).