First Peoples Bank (FDIC #33010): Bank Stress & Real-Estate Credit Exposure
First Peoples Bank (FDIC Cert #33010): bank stress 62/100, elevated, STABLE over 7 days; parent FIRST PEOPLES BANKSHARES INC.
First Peoples Bank (#33010) lends in 6 counties across 1 state; First Peoples Bank (#33010) reaches 51 ZIP codes: Georgia 6 counties, 51 ZIPs.
First Peoples Bank (#33010) largest markets: Coweta County, GA (12 branches, 12 ZIPs) (#33010), Harris County, GA (24 branches, 12 ZIPs) (#33010), Henry County, GA (11 branches, 11 ZIPs) (#33010), Muscogee County, GA (11 branches, 11 ZIPs) (#33010), Meriwether County, GA (10 branches, 10 ZIPs) (#33010), Troup County, GA (7 branches, 7 ZIPs) (#33010).
First Peoples Bank (#33010) reports $449.4 million in total assets; First Peoples Bank (#33010) equity $54.2 million (12.1% of First Peoples Bank (#33010) assets); First Peoples Bank (#33010) domestic deposits $379.2 million; First Peoples Bank (#33010) net income $2.3 million; First Peoples Bank (#33010) return on assets 1.04%; First Peoples Bank (#33010) return on equity 8.59%; First Peoples Bank (#33010) net interest income $9.8 million; First Peoples Bank (#33010) call report June 30, 2026.
First Peoples Bank (#33010) noncurrent real-estate loans: none reported; First Peoples Bank (#33010) net charge-offs on real estate 0.11%.
First Peoples Bank (#33010) net interest margin 4.85% against an eight-quarter First Peoples Bank (#33010) average of 4.52% (First Peoples Bank (#33010) compression -0.32 points); First Peoples Bank (#33010) rate-exposure score 40/100, First Peoples Bank (#33010) fixed-rate trap 40/100; First Peoples Bank (#33010) risk type credit driven; First Peoples Bank (#33010) rate regime rates elevated, First Peoples Bank (#33010) snapshot October 20, 2026.
First Peoples Bank (#33010) stress score moved from 58.4 on June 22, 2026 to 62.5 on October 20, 2026; First Peoples Bank (#33010) ranged 58.4 to 62.5 over 117 snapshots.
First Peoples Bank (#33010) alerts: 6 counties; top First Peoples Bank (#33010) alert scores: Columbus County, GA 20 (low); Greenville County, GA 20 (low); Lagrange County, GA 20 (low); Mcdonough County, GA 20 (low); Pine Mountain County, GA 20 (low).