Synovus Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #873 · Columbus, GA. This institution (Synovus Bank) no longer appears in the current FDIC branch and deposit filings (#873) that DLRadar scores; FDIC records the last Synovus Bank day as a separately insured institution (#873) as January 2, 2026. FDIC event for Synovus Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-02). DLRadar last scored Synovus Bank (#873) on September 20, 2026. The Synovus Bank facts below are its last recorded footprint (#873), kept as a permanent Synovus Bank public record; the Synovus Bank figures are not refreshed.
Synovus Bank (#873) carried no scored branch footprint (Synovus Bank) in the FDIC filings DLRadar reads; the Synovus Bank record exists because FDIC certificate 873 was a separately insured Synovus Bank institution in Columbus, GA, last seen by DLRadar (#873) on September 20, 2026.
What the Synovus Bank (#873) record holds: FDIC certificate 873 for Synovus Bank, closed as a separate Synovus Bank charter on January 2, 2026; successor Pinnacle Bank (FDIC #35583) carries the Synovus Bank footprint forward; FDIC event for Synovus Bank: Participated in Absorbtion/Consolidation/Merger (2026-01-02); Synovus Bank (#873) first entered DLRadar on September 20, 2026.
How Synovus Bank (#873) was scored while active: the Synovus Bank stress score read FDIC call-report financials (#873) and the Summary of Deposits branch file for Synovus Bank, mapped Synovus Bank branches to counties and ZIP codes (#873), and weighted the Synovus Bank real-estate loan concentration against its peers; the Synovus Bank (#873) figures on this page are the last such Synovus Bank run and are not refreshed.
Synovus Bank (#873) net interest margin 3.50% against an eight-quarter Synovus Bank (#873) average of 3.34% (Synovus Bank (#873) compression -0.16 points); Synovus Bank (#873) real-estate loans 12.5% of equity; Synovus Bank (#873) non-residential real estate 43.3% of equity; Synovus Bank (#873) rate-exposure score 50/100, Synovus Bank (#873) fixed-rate trap 50/100; Synovus Bank (#873) risk type credit driven; Synovus Bank (#873) rate regime rates elevated, Synovus Bank (#873) snapshot May 27, 2026.
Synovus Bank (#873) is chartered in Columbus, GA; FDIC lists Synovus Bank (#873) as inactive, succeeded by Pinnacle Bank.
Why this Synovus Bank page exists: bank identities are historical data (#873). When an institution such as Synovus Bank merges or its charter ends, DLRadar keeps the Synovus Bank profile so citations, links and the Synovus Bank score history stay resolvable (#873), and points Synovus Bank to the successor where the FDIC records one. Every Synovus Bank figure traces to public FDIC data (#873).