Primesouth Bank (FDIC #5694): Bank Stress & Real-Estate Credit Exposure
Primesouth Bank (FDIC Cert #5694): bank stress 49/100, moderate, STABLE over 7 days; parent JONES BANCSHARES L P.
Primesouth Bank (#5694) lends in 5 counties across 2 states; Primesouth Bank (#5694) reaches 34 ZIP codes: Georgia 4 counties, 28 ZIPs; Florida 1 county, 6 ZIPs.
Primesouth Bank (#5694) largest markets: Glynn County, GA (36 branches, 9 ZIPs) (#5694), Ware County, GA (8 branches, 8 ZIPs) (#5694), Pierce County, GA (7 branches, 7 ZIPs) (#5694), Wayne County, GA (7 branches, 7 ZIPs) (#5694), Nassau County, FL (6 branches, 6 ZIPs) (#5694).
Primesouth Bank (#5694) reports $1.60 billion in total assets; Primesouth Bank (#5694) equity $174.7 million (10.9% of Primesouth Bank (#5694) assets); Primesouth Bank (#5694) domestic deposits $1.33 billion; Primesouth Bank (#5694) net income $14.7 million; Primesouth Bank (#5694) return on assets 1.92%; Primesouth Bank (#5694) return on equity 17.55%; Primesouth Bank (#5694) net interest income $34.3 million; Primesouth Bank (#5694) call report June 30, 2026.
Primesouth Bank (#5694) noncurrent real-estate loans: none reported; Primesouth Bank (#5694) net charge-offs on real estate 1.60%; Primesouth Bank (#5694) residential charge-offs 2.75%.
Primesouth Bank (#5694) net interest margin 4.65% against an eight-quarter Primesouth Bank (#5694) average of 4.56% (Primesouth Bank (#5694) compression -0.09 points); Primesouth Bank (#5694) non-residential real estate 275.3% of equity; Primesouth Bank (#5694) rate-exposure score 40/100, Primesouth Bank (#5694) fixed-rate trap 40/100; Primesouth Bank (#5694) risk type credit driven; Primesouth Bank (#5694) rate regime rates elevated, Primesouth Bank (#5694) snapshot October 20, 2026.
Primesouth Bank (#5694) stress score moved from 48.8 on June 22, 2026 to 49 on October 20, 2026; Primesouth Bank (#5694) ranged 48.8 to 49 over 117 snapshots.
Primesouth Bank (#5694) alerts: 5 counties; top Primesouth Bank (#5694) alert scores: Blackshear County, GA 17 (low); Fernandina Beach County, GA 17 (low); Jesup County, GA 17 (low); Saint Simons Island County, GA 17 (low); Waycross County, GA 17 (low).