Putnam County, TN: Foreclosures, Tax Liens & Distressed Properties

For Putnam County, Tennessee, DLRadar turns county and parcel public records into a single distress score per ZIP. County-level credit and bank headwind reads 30/100. Individual Putnam County ZIPs score between 14 and 19 on the 0–100 composite. Coverage runs to 11 ZIPs across Putnam County, a low 17/100 average.

The peak-phase county posted home values that rose 2.0% over twelve months (phase confidence 19/100). At this stage of the cycle, broad sweeps stop paying leaving the wins in individual deals.

Putnam County's topped-out +2.0% YoY (19/100 confidence) means selectivity rules and a county-wide sweep stays on the shelf. A contained 30/100 bank headwind favors owner-driven distress more than bank stock.

Highest scores land in 38503 (19/100), 38505 (19/100), 38501 (18/100), 38544 (18/100), 38548 (18/100), 38506 (17/100); each opens to a full parcel breakdown. Also scored across the county: 38545, 38564, 38574, 38582, 38583.

Demographically, the ZIPs DLRadar tracks across Putnam County show poverty running near 13.7%, residents with a median age around 40.1, a 13.8% vacancy rate, median home values around $242,411 (below the national figure), a median household income near $57,088 (below the US norm), 79% owner-occupancy. Read together, they signal the volume of pressured sellers and the exit liquidity behind them.

All in at 17/100 over 11 ZIPs, distress here is parcel-specific — work it parcel by parcel. A DLRadar subscription opens every Putnam County parcel: owner and contact detail, APN, a distress score plus a funding-to-closing path.

No county is too small to score: Putnam County, Tennessee runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Putnam County's numbers mean exactly what they mean anywhere else in Tennessee.

For anyone buying in Putnam County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 19/100. All of it is deterministic and auditable: Putnam County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Putnam County leads with 38503 (19/100), 38505 (19/100), 38501 (18/100), 38544 (18/100), 38548 (18/100), 38506 (17/100). DLRadar also scores 38545, 38564, 38574, 38582, 38583 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Putnam County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.