Union County, TN: Foreclosures, Tax Liens & Distressed Properties
Union County, TN, Tennessee: 11 ZIP codes scored, Union County, TN averaging 19/100 (low, Union, TN), from 15 to 26. Union County, TN is in its neutral phase (Union, TN confidence 22/100): Union, TN home prices up 3.8% (Union, TN) over twelve months. Union County, TN lender headwind: 36/100.
Highest-scoring Union County, TN ZIPs: 37938 (26/100), 37721 (25/100), 37754 (23/100), 37705 (22/100), 37848 (18/100), 37888 (18/100). Also scored in Union County, TN: 37825, 37866, 37870, 37779, 37807.
Across Union County, TN's scored ZIPs: median home value $208,382, household income $66,321, 20.7% vacancy, 12.0% poverty, 85% owner-occupied, median age 45.2.
Union County, TN insurance distress 53/100 (#1,050 in the US); FEMA hazard 46/100 for Union, TN; 9 federal disaster declarations in Union County, TN since 2023; 2 Union, TN NFIP flood claims, $29K paid; Union, TN construction distress 44/100.
3 banks with 4 branches lend in Union County, TN; Union, TN weighted bank stress 54/100, highest 60/100 in Union, TN.
Union County, TN unemployment 3.6% (Union, TN -0.3 pts, six months); 120 new housing units permitted in Union County, TN over twelve months, Union, TN up 0% from 120; Union, TN home prices +15.6% a year (Union, TN) over three years.
9,831 housing units in Union County, TN; 1,526 Union, TN renter households; 25% of Union, TN renters spend 30%+ of income on rent, 10% (Union, TN) half or more.
Union County, TN ranks #1,072 nationally on the opportunity index (Union, TN, among all ranked counties); Union, TN scores 30.9/100 and Union, TN sits #22 inside Tennessee. Union, TN is in the watchlist opportunity phase; Union, TN's primary driver is vacancy, Union, TN second driver bank institutional; Union, TN moved up 148 places. 5 short-sale listings across Union, TN; 20 days on market observed in Union, TN; 16.1% vacancy over 11 Union, TN ZIPs.
No CFPB county sample covers Union County, TN. The metro area reading for Union, TN (Knoxville, TN): 0.9% ninety-plus days late; Union, TN's thirty-to-eighty-nine share is 2.2% (Union, TN, December 2025 data); Tennessee overall 0.9%.
Union County, TN has 3 watched banks; 3 Union, TN banks sit in an elevated band. Union, TN footprints: Commercial Bank (2 branches, stress 50) in Union, TN; First Century Bank (1 branch, stress 60) in Union, TN; Firstbank (1 branch, stress 55) in Union, TN.
1,900 of the 9,831 housing units in Union, TN sit vacant. Union County, TN permitted 0 multifamily units in twelve months; Union, TN's one-to-four unit structures added 120 units in Union County, TN.