Legends Bank (FDIC #34936): Bank Stress & Real-Estate Credit Exposure

Legends Bank (FDIC Cert #34936): bank stress 71/100, elevated, STABLE over 7 days; parent LEGENDS FINANCIAL HOLDINGS INC.

Legends Bank (#34936) lends in 4 counties across 1 state; Legends Bank (#34936) reaches 67 ZIP codes: Tennessee 4 counties, 67 ZIPs.

Legends Bank (#34936) largest markets: Davidson County, TN (37 branches, 37 ZIPs) (#34936), Williamson County, TN (16 branches, 16 ZIPs) (#34936), Montgomery County, TN (75 branches, 15 ZIPs) (#34936), Cheatham County, TN (24 branches, 12 ZIPs) (#34936).

Legends Bank (#34936) reports $927.7 million in total assets; Legends Bank (#34936) equity $88.7 million (9.6% of Legends Bank (#34936) assets); Legends Bank (#34936) domestic deposits $824.1 million; Legends Bank (#34936) net income $4.8 million; Legends Bank (#34936) return on assets 1.04%; Legends Bank (#34936) return on equity 10.84%; Legends Bank (#34936) net interest income $17.0 million; Legends Bank (#34936) call report June 30, 2026.

Legends Bank (#34936) noncurrent real-estate loans: none reported; Legends Bank (#34936) net charge-offs on real estate 0.00%.

Legends Bank (#34936) net interest margin 3.95% against an eight-quarter Legends Bank (#34936) average of 3.71% (Legends Bank (#34936) compression -0.25 points); Legends Bank (#34936) rate-exposure score 40/100, Legends Bank (#34936) fixed-rate trap 40/100; Legends Bank (#34936) risk type credit driven; Legends Bank (#34936) rate regime rates elevated, Legends Bank (#34936) snapshot October 19, 2026.

Legends Bank (#34936) stress score moved from 69.4 on June 22, 2026 to 71.2 on October 20, 2026; Legends Bank (#34936) ranged 69.4 to 71.2 over 117 snapshots.

Legends Bank (#34936) alerts: 4 counties; top Legends Bank (#34936) alert scores: Brentwood County, TN 23 (low); Clarksville County, TN 23 (low); Nashville County, TN 23 (low); Pleasant View County, TN 23 (low).