Wayne County Bank (FDIC #9168): Bank Stress & Real-Estate Credit Exposure
Wayne County Bank (FDIC Cert #9168): bank stress 43/100, contained, STABLE over 7 days; parent WAYNE COUNTY BANCSHARES INC.
Wayne County Bank (#9168) lends in 3 counties across 1 state; Wayne County Bank (#9168) reaches 20 ZIP codes: Tennessee 3 counties, 20 ZIPs.
Wayne County Bank (#9168) largest markets: Lawrence County, TN (22 branches, 11 ZIPs) (#9168), Wayne County, TN (50 branches, 10 ZIPs) (#9168), Lewis County, TN (7 branches, 7 ZIPs) (#9168).
Wayne County Bank (#9168) reports $595.1 million in total assets; Wayne County Bank (#9168) equity $77.8 million (13.1% of Wayne County Bank (#9168) assets); Wayne County Bank (#9168) domestic deposits $507.1 million; Wayne County Bank (#9168) net income $5.3 million; Wayne County Bank (#9168) return on assets 1.82%; Wayne County Bank (#9168) return on equity 14.03%; Wayne County Bank (#9168) net interest income $11.7 million; Wayne County Bank (#9168) call report June 30, 2026.
Wayne County Bank (#9168) noncurrent real-estate loans: none reported; Wayne County Bank (#9168) net charge-offs on real estate 0.63%.
Wayne County Bank (#9168) net interest margin 4.71% against an eight-quarter Wayne County Bank (#9168) average of 4.60% (Wayne County Bank (#9168) compression -0.11 points); Wayne County Bank (#9168) rate-exposure score 40/100, Wayne County Bank (#9168) fixed-rate trap 40/100; Wayne County Bank (#9168) risk type credit driven; Wayne County Bank (#9168) rate regime rates elevated, Wayne County Bank (#9168) snapshot October 19, 2026.
Wayne County Bank (#9168) stress score moved from 42.4 on June 22, 2026 to 43.4 on October 19, 2026; Wayne County Bank (#9168) ranged 42.4 to 43.4 over 116 snapshots.
Wayne County Bank (#9168) alerts: 3 counties; top Wayne County Bank (#9168) alert scores: Hohenwald County, TN 18 (low); Loretto County, TN 18 (low); Waynesboro County, TN 18 (low).