Wilson Bank&Trust (FDIC #26962): Bank Stress & Real-Estate Credit Exposure
Wilson Bank&Trust (FDIC Cert #26962): bank stress 61/100, elevated, STABLE over 7 days; parent WILSON BANK HOLDING CO (WBHC).
Wilson Bank&Trust (#26962) lends in 10 counties across 1 state; Wilson Bank&Trust (#26962) reaches 133 ZIP codes: Tennessee 10 counties, 133 ZIPs.
Wilson Bank&Trust (#26962) largest markets: Davidson County, TN (148 branches, 37 ZIPs) (#26962), Hamilton County, TN (32 branches, 32 ZIPs) (#26962), Rutherford County, TN (100 branches, 20 ZIPs) (#26962), Williamson County, TN (32 branches, 16 ZIPs) (#26962), Smith County, TN (30 branches, 15 ZIPs) (#26962), Wilson County, TN (120 branches, 12 ZIPs) (#26962).
Wilson Bank&Trust (#26962) reports $5.98 billion in total assets; Wilson Bank&Trust (#26962) equity $603.5 million (10.1% of Wilson Bank&Trust (#26962) assets); Wilson Bank&Trust (#26962) domestic deposits $5.33 billion; Wilson Bank&Trust (#26962) net income $44.1 million; Wilson Bank&Trust (#26962) return on assets 1.48%; Wilson Bank&Trust (#26962) return on equity 14.98%; Wilson Bank&Trust (#26962) net interest income $107.7 million; Wilson Bank&Trust (#26962) call report June 30, 2026.
Wilson Bank&Trust (#26962) noncurrent real-estate loans 0.01% of its book; Wilson Bank&Trust (#26962) net charge-offs on real estate 0.67%; Wilson Bank&Trust (#26962) residential charge-offs 0.10%.
Wilson Bank&Trust (#26962) net interest margin 3.80% against an eight-quarter Wilson Bank&Trust (#26962) average of 3.52% (Wilson Bank&Trust (#26962) compression -0.28 points); Wilson Bank&Trust (#26962) real-estate loans 1.2% of equity; Wilson Bank&Trust (#26962) non-residential real estate 10.2% of equity; Wilson Bank&Trust (#26962) rate-exposure score 40/100, Wilson Bank&Trust (#26962) fixed-rate trap 40/100; Wilson Bank&Trust (#26962) risk type credit driven; Wilson Bank&Trust (#26962) rate regime rates elevated; Wilson Bank&Trust (#26962) shares 0.0% off the 52-week high, Wilson Bank&Trust (#26962) equity trend stable, Wilson Bank&Trust (#26962) snapshot October 19, 2026.
Wilson Bank&Trust (#26962) stress score moved from 59.7 on June 22, 2026 to 60.6 on October 20, 2026; Wilson Bank&Trust (#26962) ranged 59.7 to 60.6 over 117 snapshots.
Wilson Bank&Trust (#26962) alerts: 10 counties; top Wilson Bank&Trust (#26962) alert scores: Franklin County, TN 32 (low); Chattanooga County, TN 21 (low); Cookeville County, TN 21 (low); Gordonsville County, TN 21 (low); Hartsville County, TN 21 (low).