Dekalb County, TN: Foreclosures, Tax Liens & Distressed Properties
Across Dekalb County, Tennessee, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Coverage runs to 11 ZIPs across Dekalb County, a low 16/100 average. County-level credit and bank headwind reads 48/100. ZIP-level distress ranges from 19/100 at the top down to 13/100.
The peak-phase county posted home values that rose 2.8% over twelve months, at 27/100 phase confidence. On a market plateau, the opportunity narrows as the ZIP scores below show.
At +2.8% YoY and 27/100 confidence, the discount lives in outliers — target the few ZIPs carrying distress. A moderate 48/100 lender headwind means mixed owner- and bank-driven distress.
The sharpest Dekalb County readings come from 37012 (19/100), 38544 (18/100), 38548 (18/100), 38581 (18/100), 38567 (17/100), 37095 (16/100) — open any for the parcel detail. Also scored across the county: 38569, 38582, 37166, 38583, 37059.
Underneath the scores, the Dekalb County ZIPs on file report typical home values near $248,718, a median age of 43.9, incomes around $56,829, 17.2% of households below the poverty line, an owner-occupied share of 78%, a 17.4% vacancy rate. Numbers like these set up how much distress reaches the market and how fast it moves.
At 16/100 composite over 11 ZIPs, the opportunity hides below the average for a disciplined buyer. A DLRadar subscription opens every Dekalb County parcel: owner, address and APN, scoring, lienholder detail and an estimated exit speed.
No county is too small to score: Dekalb County, Tennessee runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Dekalb County's numbers mean exactly what they mean anywhere else in Tennessee.
Used properly, Dekalb County, Tennessee's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Dekalb County as a whole. These Dekalb County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.
Drilling in, Dekalb County's highest-scoring ZIPs are 37012 (19/100), 38544 (18/100), 38548 (18/100), 38581 (18/100), 38567 (17/100), 37095 (16/100). DLRadar also scores 38569, 38582, 37166, 38583, 37059 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.
Under Dekalb County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 37012 | TN | 19 | |||
| 38544 | TN | 18 | |||
| 38548 | TN | 18 | |||
| 38581 | TN | 18 | |||
| 38567 | TN | 17 | |||
| 37095 | TN | 16 | |||
| 38569 | TN | 16 | |||
| 38582 | TN | 15 |
Where distress concentrates in Dekalb County
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