Dekalb County, TN: Foreclosures, Tax Liens & Distressed Properties
Dekalb County, TN, Tennessee: 11 ZIP codes scored, Dekalb County, TN averaging 17/100 (low, Dekalb, TN), from 12 to 23. Dekalb County, TN is in its peak phase (Dekalb, TN confidence 27/100): Dekalb, TN home prices up 2.8% (Dekalb, TN) over twelve months. Dekalb County, TN lender headwind: 48/100.
Highest-scoring Dekalb County, TN ZIPs: 38544 (23/100), 38548 (22/100), 37012 (19/100), 38582 (19/100), 38581 (18/100), 38567 (16/100). Also scored in Dekalb County, TN: 37095, 38569, 38583, 37166, 37059.
Across Dekalb County, TN's scored ZIPs: median home value $248,718, household income $56,829, 17.4% vacancy, 17.2% poverty, 78% owner-occupied, median age 43.9.
Dekalb County, TN insurance distress 21/100 (#2,258 in the US); FEMA hazard 40/100 for Dekalb, TN; 6 federal disaster declarations in Dekalb County, TN since 2023; Dekalb, TN construction distress 49/100.
4 banks with 6 branches lend in Dekalb County, TN; Dekalb, TN weighted bank stress 61/100, highest 65/100 in Dekalb, TN.
Dekalb County, TN unemployment 4.1%; 152 new housing units permitted in Dekalb County, TN over twelve months, Dekalb, TN up 5% from 145; Dekalb, TN home prices +12.7% a year (Dekalb, TN) over three years.
10,155 housing units in Dekalb County, TN; 2,645 Dekalb, TN renter households; 48% of Dekalb, TN renters spend 30%+ of income on rent, 20% (Dekalb, TN) half or more.
Dekalb County, TN ranks #2,369 nationally on the opportunity index (Dekalb, TN, among all ranked counties); Dekalb, TN scores 26.4/100 and Dekalb, TN sits #78 inside Tennessee. Dekalb, TN is in the weak opportunity phase; Dekalb, TN's primary driver is vacancy, Dekalb, TN second driver bank institutional; Dekalb, TN moved down 105 places. 5 short-sale listings across Dekalb, TN; 105 days on market observed in Dekalb, TN; 13.7% vacancy over 11 Dekalb, TN ZIPs.
No CFPB county sample covers Dekalb County, TN. The non-metro area reading for Dekalb, TN: 1.3% ninety-plus days late; Dekalb, TN's thirty-to-eighty-nine share is 3.3% (Dekalb, TN, December 2025 data); Tennessee overall 0.9%.
Dekalb County, TN has 3 watched banks; 3 Dekalb, TN banks sit in an elevated band. Dekalb, TN footprints: Wellworth Bank (2 branches, stress 65) in Dekalb, TN; Wilson Bank&Trust (2 branches, stress 61) in Dekalb, TN; Firstbank (1 branch, stress 55) in Dekalb, TN.
HUD lists 4 assisted multifamily properties in Dekalb County, TN with 97 units; 96 Dekalb, TN units are assisted, 2 Dekalb, TN properties under project-based Section 8.
1,503 of the 10,155 housing units in Dekalb, TN sit vacant. Dekalb County, TN permitted 0 multifamily units in twelve months; Dekalb, TN's one-to-four unit structures added 152 units in Dekalb County, TN.