ZIP 37095 Property Distress & Foreclosure Data

Composite property distress in 37095 (Dekalb County, Tennessee) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (36/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100). Structural exposure scores 36 and live distress 4 on the 0–100 scale.

The peak-phase market in 37095 posted values that rose 4.5% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,840 with a median age of 44. Roughly 30.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $189,200 here, or 3.9 times local income. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. There are about 864 housing units across 37095. About 23% have a four-year degree. The tenure split is 67% owner-occupied to 33% rented. On demographic stress specifically, 37095 scores 39/100. Rent burden reaches 56% of tenant households. Households earn a median $50,278 — below the roughly $78,000 national figure.

On the whole, 37095 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.