ZIP 38569 Foreclosure, Tax-Lien & Distress Report
Smith County, Tennessee · High Vacancy market
In Smith County, Tennessee, ZIP 38569 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 34/100 structural to 0/100 active on the ground. Its heaviest discrete signals: construction/permit lag (39/100), structural risk (34/100), institutional ownership (33/100). On the quiet end sit structural risk (34/100) and institutional ownership (33/100).
The peak-phase market in 38569 posted values that rose 2.0% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 38569 scores 59/100. About 42% have a four-year degree. The vacancy rate is 46.8% — elevated. The poverty rate is 6.3% — low. Owners hold 82% of homes, renters 18%. 316 residents call 38569 home, typically aged 48. Home values center near $362,800. The ZIP holds roughly 281 housing units.
On the whole, 38569 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38569 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 38569's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 38569, the field stays empty rather than modeled, and fills in as new documents post.
The 15/100 figure for 38569 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38569 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 38569
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
38569 at a glance
The live 38569 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Smith County ZIP codes
Nearest ZIP codes to 38569
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38569
Other reports tied to Smith County, Tennessee — ZIP, county and statewide.
See every distressed parcel in 38569
Pull every distressed parcel in 38569 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology