ZIP 37145 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37145 (Smith County, Tennessee) lands at 17/100 — low on DLRadar's distress scoring. Its standout signals are institutional ownership (39/100), construction/permit lag (38/100), structural risk (38/100). By contrast, structural risk (38/100) and mortgage stress (17/100) register low. Structural risk reads 38/100 against active distress of 5/100.

The peak-phase market in 37145 posted values that rose 1.4% over the year, and 52% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 87% owner-occupied to 13% rented. Households earn a median $65,125 — below the roughly $78,000 national figure. Vacancy runs 10.2%. On demographic stress specifically, 37145 scores 34/100. About 2,418 people live here, median age 45. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $177,800 (2.6× income, relatively affordable). About 13% have a four-year degree. The ZIP holds roughly 1,250 housing units. Around 76% of renters are cost-burdened.

Net-net, 37145 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 37145 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 37145's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 37145 shows as blanks, never estimates, and the score updates on every fresh public filing.

37145's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 37145 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.