ZIP 37145 Property Distress & Foreclosure Data

Smith County, Tennessee's ZIP 37145 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (43/100), construction/permit lag (40/100), structural risk (40/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 40/100 against active distress of 5/100.

The market reads peak — home values rose 2.3% year on year, and 52% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 87% of homes, renters 13%. Median household income is $65,125, below the U.S. median near $78,000. Vacancy runs 10.2%. DLRadar's demographic-stress index for the area reads 34/100. About 2,418 people live here, median age 45. 17.7% of residents fall below the poverty threshold. Home values center near $177,800, an affordability ratio of 2.6× — accessible. Educational attainment sits at 13% bachelor's-or-above. There are about 1,250 housing units across 37145. Rent burden reaches 76% of tenant households.

Net-net, 37145 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.