ZIP 38547 Foreclosure, Tax-Lien & Distress Report
Smith County, Tennessee · Distress market
Composite property distress in 38547 (Smith County, Tennessee) lands at 17/100 — low on DLRadar's distress scoring. Its standout signals are institutional ownership (42/100), structural risk (39/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (18/100) register low. Latent structural risk is 39/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100).
The peak-phase market in 38547 posted values that rose 1.3% over the year, and 22% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
98% of housing is owner-occupied. Around 0% of renters are cost-burdened. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 8.0%. Households earn a median $70,218 — near the roughly $78,000 national figure. The typical home is worth about $244,100 (3.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. 1,856 residents call 38547 home, typically aged 42. About 17% have a four-year degree. There are about 847 housing units across 38547.
Overall, 38547 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 38547 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 38547's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 38547 shows blanks, not estimates, wherever the record is sparse.
The 17/100 figure for 38547 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38547 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 38547 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 38547 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38547, the same set carried on every parcel.
Nearby ZIPs in Smith County
Nearest ZIP codes to 38547
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38547
Related ZIP, county and statewide reads linked to Smith County, Tennessee.
The complete 38547 distress and acquisition report
Open 38547 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology