ZIP 38552 Property Distress & Foreclosure Data

DLRadar grades ZIP 38552 (Smith County, Tennessee) at a low 18/100 for overall property distress. Property-level stress concentrates in institutional ownership (46/100), structural risk (42/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (18/100) register low. On the structural side it scores 42/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100).

The market reads peak — home values rose 2.3% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 28.8% — elevated. 9.1% of residents fall below the poverty threshold. Around 61% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. About 286 people live here, median age 33. Owners hold 67% of homes, renters 33%. Median household income is $58,942, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Home values center near $198,600, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 178 housing units.

Net-net, 38552 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.