ZIP 38552 Foreclosure, Tax-Lien & Distress Report
Smith County, Tennessee · High Vacancy market
ZIP 38552's composite property-distress score is 17/100 - DLRadar classes that as low for Smith County, Tennessee. The most distinctive pressure shows up in institutional ownership (42/100), structural risk (40/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (18/100) register low. Structurally it carries 40/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100).
Prices here sit in a peak phase: values rose 1.3% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 28.8% — elevated. The poverty rate is 9.1%. Around 61% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. 286 residents call 38552 home, typically aged 33. Owners hold 67% of homes, renters 33%. Median household income is $58,942, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. The typical home is worth about $198,600 (3.5× income, relatively affordable). The ZIP holds roughly 178 housing units.
Net-net, 38552 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38552 at the moment; the composite and its components are still built from verifiable public records.
Whether 38552 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38552 can be compared directly against any other ZIP in Smith County, Tennessee or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 38552 shows blanks, not estimates, wherever the record is sparse.
The 17/100 figure for 38552 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38552 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 38552’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
38552 at a glance
A live read on 38552: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Smith County
Keep exploring Tennessee distress
Other reports tied to Smith County, Tennessee — ZIP, county and statewide.
Get the full acquisition report for 38552
The full 38552 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology