Southeast Bank (FDIC #57348): Bank Stress & Real-Estate Credit Exposure
Southeast Bank (FDIC Cert #57348): bank stress 81/100, severe, STABLE over 7 days; parent EDUCATION LOAN FINANCE INC.
Southeast Bank (#57348) lends in 8 counties across 1 state; Southeast Bank (#57348) reaches 100 ZIP codes: Tennessee 8 counties, 100 ZIPs.
Southeast Bank (#57348) largest markets: Hamilton County, TN (64 branches, 32 ZIPs) (#57348), Knox County, TN (155 branches, 31 ZIPs) (#57348), Mcminn County, TN (12 branches, 12 ZIPs) (#57348), Putnam County, TN (22 branches, 11 ZIPs) (#57348), Loudon County, TN (9 branches, 9 ZIPs) (#57348), Bradley County, TN (8 branches, 8 ZIPs) (#57348).
Southeast Bank (#57348) reports $3.58 billion in total assets; Southeast Bank (#57348) equity $307.0 million (8.6% of Southeast Bank (#57348) assets); Southeast Bank (#57348) domestic deposits $3.23 billion; Southeast Bank (#57348) net income $13.3 million; Southeast Bank (#57348) return on assets 0.75%; Southeast Bank (#57348) return on equity 8.91%; Southeast Bank (#57348) net interest income $56.5 million; Southeast Bank (#57348) call report June 30, 2026.
Southeast Bank (#57348) noncurrent real-estate loans: none reported; Southeast Bank (#57348) net charge-offs on real estate 0.16%; Southeast Bank (#57348) residential charge-offs 0.13%.
Southeast Bank (#57348) net interest margin 3.37% against an eight-quarter Southeast Bank (#57348) average of 3.51% (Southeast Bank (#57348) compression 0.14 points); Southeast Bank (#57348) non-residential real estate 12.6% of equity; Southeast Bank (#57348) rate-exposure score 40/100, Southeast Bank (#57348) fixed-rate trap 40/100; Southeast Bank (#57348) risk type credit driven; Southeast Bank (#57348) rate regime rates elevated, Southeast Bank (#57348) snapshot October 20, 2026.
Southeast Bank (#57348) stress score moved from 82.7 on June 22, 2026 to 80.5 on October 20, 2026; Southeast Bank (#57348) ranged 80.5 to 82.7 over 117 snapshots.
Southeast Bank (#57348) alerts: 8 counties; top Southeast Bank (#57348) alert scores: Decatur County, TN 57 (elevated); Athens County, TN 26 (low); Cleveland County, TN 26 (low); Cookeville County, TN 26 (low); Knoxville County, TN 26 (low).