Bank Of Marion (FDIC #9507): Bank Stress & Real-Estate Credit Exposure

Bank Of Marion (FDIC Cert #9507): bank stress 65/100, elevated, STABLE over 7 days; parent SOUTHWEST VA BANKSHARES INC.

Bank Of Marion (#9507) lends in 8 counties across 2 states; Bank Of Marion (#9507) reaches 64 ZIP codes: Virginia 7 counties, 51 ZIPs; Tennessee 1 county, 13 ZIPs.

Bank Of Marion (#9507) largest markets: Washington County, TN (13 branches, 13 ZIPs) (#9507), Scott County, VA (24 branches, 12 ZIPs) (#9507), Washington County, VA (33 branches, 11 ZIPs) (#9507), Russell County, VA (11 branches, 11 ZIPs) (#9507), Wythe County, VA (22 branches, 11 ZIPs) (#9507), Smyth County, VA (60 branches, 10 ZIPs) (#9507).

Bank Of Marion (#9507) reports $634.1 million in total assets; Bank Of Marion (#9507) equity $58.5 million (9.2% of Bank Of Marion (#9507) assets); Bank Of Marion (#9507) domestic deposits $535.9 million; Bank Of Marion (#9507) net income $4.4 million; Bank Of Marion (#9507) return on assets 1.43%; Bank Of Marion (#9507) return on equity 15.88%; Bank Of Marion (#9507) net interest income $12.1 million; Bank Of Marion (#9507) call report June 30, 2026.

Bank Of Marion (#9507) noncurrent real-estate loans 0.04% of its book; Bank Of Marion (#9507) net charge-offs on real estate 1.19%; Bank Of Marion (#9507) residential charge-offs 2.72%.

Bank Of Marion (#9507) net interest margin 4.31% against an eight-quarter Bank Of Marion (#9507) average of 4.07% (Bank Of Marion (#9507) compression -0.25 points); Bank Of Marion (#9507) real-estate loans 4.0% of equity; Bank Of Marion (#9507) non-residential real estate 272.5% of equity; Bank Of Marion (#9507) rate-exposure score 40/100, Bank Of Marion (#9507) fixed-rate trap 40/100; Bank Of Marion (#9507) risk type credit driven; Bank Of Marion (#9507) rate regime rates elevated, Bank Of Marion (#9507) snapshot October 19, 2026.

Bank Of Marion (#9507) stress score moved from 66.3 on June 22, 2026 to 64.6 on October 19, 2026; Bank Of Marion (#9507) ranged 64.6 to 66.3 over 116 snapshots.

Bank Of Marion (#9507) alerts: 8 counties; top Bank Of Marion (#9507) alert scores: Radford County, VA 40 (moderate); Bristol County, VA 35 (moderate); Glade Spring County, VA 22 (low); Honaker County, VA 22 (low); Johnson City County, VA 22 (low).