Andrew Johnson Bank (FDIC #22015): Bank Stress & Real-Estate Credit Exposure
Andrew Johnson Bank (FDIC Cert #22015): bank stress 59/100, moderate, STABLE over 7 days; parent ANDREW JOHNSON BANCSHARES INC.
Andrew Johnson Bank (#22015) lends in 4 counties across 1 state; Andrew Johnson Bank (#22015) reaches 34 ZIP codes: Tennessee 4 counties, 34 ZIPs.
Andrew Johnson Bank (#22015) largest markets: Washington County, TN (26 branches, 13 ZIPs) (#22015), Greene County, TN (30 branches, 10 ZIPs) (#22015), Bradley County, TN (16 branches, 8 ZIPs) (#22015), Hamblen County, TN (7 branches, 7 ZIPs) (#22015).
Andrew Johnson Bank (#22015) reports $611.9 million in total assets; Andrew Johnson Bank (#22015) equity $62.2 million (10.2% of Andrew Johnson Bank (#22015) assets); Andrew Johnson Bank (#22015) domestic deposits $545.9 million; Andrew Johnson Bank (#22015) net income $4.8 million; Andrew Johnson Bank (#22015) return on assets 1.54%; Andrew Johnson Bank (#22015) return on equity 15.86%; Andrew Johnson Bank (#22015) net interest income $12.6 million; Andrew Johnson Bank (#22015) call report June 30, 2026.
Andrew Johnson Bank (#22015) noncurrent real-estate loans: none reported; Andrew Johnson Bank (#22015) net charge-offs on real estate 0.84%; Andrew Johnson Bank (#22015) residential charge-offs 2.97%.
Andrew Johnson Bank (#22015) net interest margin 4.33% against an eight-quarter Andrew Johnson Bank (#22015) average of 3.98% (Andrew Johnson Bank (#22015) compression -0.35 points); Andrew Johnson Bank (#22015) non-residential real estate 297.4% of equity; Andrew Johnson Bank (#22015) rate-exposure score 40/100, Andrew Johnson Bank (#22015) fixed-rate trap 40/100; Andrew Johnson Bank (#22015) risk type credit driven; Andrew Johnson Bank (#22015) rate regime rates elevated, Andrew Johnson Bank (#22015) snapshot October 19, 2026.
Andrew Johnson Bank (#22015) stress score moved from 61.6 on June 22, 2026 to 59.1 on October 19, 2026; Andrew Johnson Bank (#22015) ranged 59.1 to 61.6 over 116 snapshots.
Andrew Johnson Bank (#22015) alerts: 4 counties; top Andrew Johnson Bank (#22015) alert scores: Cleveland County, TN 21 (low); Greeneville County, TN 21 (low); Jonesborough County, TN 21 (low); Morristown County, TN 21 (low).