One Bank Of Tennessee (FDIC #8432): Bank Stress & Real-Estate Credit Exposure

One Bank Of Tennessee (FDIC Cert #8432): bank stress 52/100, moderate, STABLE over 7 days; parent B P C CORP.

One Bank Of Tennessee (#8432) lends in 9 counties across 1 state; One Bank Of Tennessee (#8432) reaches 71 ZIP codes: Tennessee 9 counties, 71 ZIPs.

One Bank Of Tennessee (#8432) largest markets: Overton County, TN (12 branches, 12 ZIPs) (#8432), Morgan County, TN (12 branches, 12 ZIPs) (#8432), Anderson County, TN (22 branches, 11 ZIPs) (#8432), Cumberland County, TN (44 branches, 11 ZIPs) (#8432), Putnam County, TN (66 branches, 11 ZIPs) (#8432), Roane County, TN (10 branches, 10 ZIPs) (#8432).

One Bank Of Tennessee (#8432) reports $1.67 billion in total assets; One Bank Of Tennessee (#8432) equity $146.5 million (8.8% of One Bank Of Tennessee (#8432) assets); One Bank Of Tennessee (#8432) domestic deposits $1.49 billion; One Bank Of Tennessee (#8432) net income $18.0 million; One Bank Of Tennessee (#8432) return on assets 2.16%; One Bank Of Tennessee (#8432) return on equity 24.78%; One Bank Of Tennessee (#8432) net interest income $32.6 million; One Bank Of Tennessee (#8432) call report June 30, 2026.

One Bank Of Tennessee (#8432) noncurrent real-estate loans: none reported; One Bank Of Tennessee (#8432) net charge-offs on real estate 0.01%.

One Bank Of Tennessee (#8432) net interest margin 4.19% against an eight-quarter One Bank Of Tennessee (#8432) average of 3.68% (One Bank Of Tennessee (#8432) compression -0.51 points); One Bank Of Tennessee (#8432) rate-exposure score 40/100, One Bank Of Tennessee (#8432) fixed-rate trap 40/100; One Bank Of Tennessee (#8432) risk type credit driven; One Bank Of Tennessee (#8432) rate regime rates elevated, One Bank Of Tennessee (#8432) snapshot October 19, 2026.

One Bank Of Tennessee (#8432) stress score moved from 53 on June 22, 2026 to 51.6 on October 19, 2026; One Bank Of Tennessee (#8432) ranged 51.6 to 53 over 116 snapshots.

One Bank Of Tennessee (#8432) alerts: 9 counties; top One Bank Of Tennessee (#8432) alert scores: Crossville County, TN 20 (low); Jamestown County, TN 20 (low); Kingston County, TN 20 (low); Livingston County, TN 20 (low); Monterey County, TN 20 (low).