First Nb Of Tennessee (FDIC #19502): Bank Stress & Real-Estate Credit Exposure
First Nb Of Tennessee (FDIC Cert #19502): bank stress 43/100, contained, STABLE over 7 days.
First Nb Of Tennessee (#19502) lends in 4 counties across 1 state; First Nb Of Tennessee (#19502) reaches 32 ZIP codes: Tennessee 4 counties, 32 ZIPs.
First Nb Of Tennessee (#19502) largest markets: Overton County, TN (24 branches, 12 ZIPs) (#19502), Cumberland County, TN (22 branches, 11 ZIPs) (#19502), Putnam County, TN (22 branches, 11 ZIPs) (#19502), White County, TN (5 branches, 5 ZIPs) (#19502).
First Nb Of Tennessee (#19502) reports $1.38 billion in total assets; First Nb Of Tennessee (#19502) equity $158.0 million (11.5% of First Nb Of Tennessee (#19502) assets); First Nb Of Tennessee (#19502) domestic deposits $1.20 billion; First Nb Of Tennessee (#19502) net income $14.4 million; First Nb Of Tennessee (#19502) return on assets 2.11%; First Nb Of Tennessee (#19502) return on equity 18.96%; First Nb Of Tennessee (#19502) net interest income $26.9 million; First Nb Of Tennessee (#19502) call report June 30, 2026.
First Nb Of Tennessee (#19502) noncurrent real-estate loans 0.01% of its book; First Nb Of Tennessee (#19502) residential -0.01%; First Nb Of Tennessee (#19502) net charge-offs on real estate 0.31%; First Nb Of Tennessee (#19502) residential charge-offs 0.52%.
First Nb Of Tennessee (#19502) net interest margin 4.07% against an eight-quarter First Nb Of Tennessee (#19502) average of 3.94% (First Nb Of Tennessee (#19502) compression -0.13 points); First Nb Of Tennessee (#19502) real-estate loans 0.6% of equity; First Nb Of Tennessee (#19502) non-residential real estate 51.7% of equity; First Nb Of Tennessee (#19502) rate-exposure score 40/100, First Nb Of Tennessee (#19502) fixed-rate trap 40/100; First Nb Of Tennessee (#19502) risk type credit driven; First Nb Of Tennessee (#19502) rate regime rates elevated, First Nb Of Tennessee (#19502) snapshot October 20, 2026.
First Nb Of Tennessee (#19502) stress score moved from 43.2 on June 22, 2026 to 43.3 on October 20, 2026; First Nb Of Tennessee (#19502) ranged 43.2 to 43.3 over 117 snapshots.
First Nb Of Tennessee (#19502) alerts: 4 counties; top First Nb Of Tennessee (#19502) alert scores: Cookeville County, TN 18 (low); Crossville County, TN 18 (low); Livingston County, TN 18 (low); Sparta County, TN 18 (low).