Cumberland County, TN: Foreclosures, Tax Liens & Distressed Properties

Cumberland County, Tennessee sits inside DLRadar's nationwide distress index, built entirely from public records. ZIP-level distress ranges from 16/100 at the top down to 10/100. The county spans 11 scored ZIP codes, averaging 15/100 composite distress. On bank and credit headwind, Cumberland County scores 18/100.

The peak-phase county posted home values that rose 2.0% over twelve months, a 19/100-confidence read. On a market plateau, distress turns selective — the edge is parcel by parcel.

Near the cycle top at +2.0% YoY (19/100 confidence), the wins are surgical so the headline market won't hand it over. A contained 18/100 bank headwind favors tax, code and ownership-change cases over REO.

Highest scores land in 37337 (16/100), 37723 (16/100), 37854 (16/100), 38555 (16/100), 38558 (16/100), 38571 (16/100); each opens to a full parcel breakdown. Other tracked Cumberland County ZIPs include 38574, 38578, 38572, 38583, 37367.

By the numbers, the Cumberland County ZIPs on file show poverty running near 15.6%, vacancy near 16.7%, household income averaging about $56,540, below the national median, median home values around $213,509 (below the national figure), residents with a median age around 51.7, an owner-occupied share of 78%. Income, equity and tenure like these frame who sells under pressure and how fast a deal moves.

All in at 15/100 over 11 ZIPs, Cumberland County is a screen-by-ZIP market where the ZIP scores point. Inside DLRadar, each Cumberland County property carries owner, address and APN, its own score, the lender behind it and an exit read.

No county is too small to score: Cumberland County, Tennessee runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Cumberland County's numbers mean exactly what they mean anywhere else in Tennessee.

Scores in Cumberland County, Tennessee exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Provenance for Cumberland County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

At the ZIP level, the sharpest readings in Cumberland County are 37337 (16/100), 37723 (16/100), 37854 (16/100), 38555 (16/100), 38558 (16/100), 38571 (16/100). DLRadar also scores 38574, 38578, 38572, 38583, 37367 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Cumberland County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.