Cumberland County, TN: Foreclosures, Tax Liens & Distressed Properties
Cumberland County, TN, Tennessee: 11 ZIP codes scored, Cumberland County, TN averaging 17/100 (low, Cumberland, TN), from 11 to 19. Cumberland County, TN is in its peak phase (Cumberland, TN confidence 19/100): Cumberland, TN home prices up 2.0% (Cumberland, TN) over twelve months. Cumberland County, TN lender headwind: 18/100.
Highest-scoring Cumberland County, TN ZIPs: 37854 (19/100), 38574 (19/100), 37723 (17/100), 38555 (17/100), 38558 (17/100), 38571 (17/100). Also scored in Cumberland County, TN: 38572, 38578, 37337, 38583, 37367.
Across Cumberland County, TN's scored ZIPs: median home value $213,509, household income $56,540, 16.7% vacancy, 15.6% poverty, 78% owner-occupied, median age 51.7.
Cumberland County, TN insurance distress 21/100 (#2,257 in the US); FEMA hazard 40/100 for Cumberland, TN; 6 federal disaster declarations in Cumberland County, TN since 2023; Cumberland, TN construction distress 38/100.
9 banks with 16 branches lend in Cumberland County, TN; Cumberland, TN weighted bank stress 51/100, highest 75/100 in Cumberland, TN.
Cumberland County, TN unemployment 4.1% (Cumberland, TN -0.8 pts, six months); 114 new housing units permitted in Cumberland County, TN over twelve months, Cumberland, TN up 13% from 101; Cumberland, TN home prices +13.0% a year (Cumberland, TN) over three years.
31,455 housing units in Cumberland County, TN; 5,424 Cumberland, TN renter households; 30% of Cumberland, TN renters spend 30%+ of income on rent, 14% (Cumberland, TN) half or more.
Cumberland County, TN ranks #2,467 nationally on the opportunity index (Cumberland, TN, among all ranked counties); Cumberland, TN scores 26.0/100 and Cumberland, TN sits #78 inside Tennessee. Cumberland, TN is in the weak opportunity phase; Cumberland, TN's primary driver is vacancy, Cumberland, TN second driver bank institutional; Cumberland, TN moved down 13 places. 6 short-sale listings across Cumberland, TN; 124 days on market observed in Cumberland, TN; 11.6% vacancy over 11 Cumberland, TN ZIPs.
No CFPB county sample covers Cumberland County, TN. The non-metro area reading for Cumberland, TN: 1.3% ninety-plus days late; Cumberland, TN's thirty-to-eighty-nine share is 3.3% (Cumberland, TN, December 2025 data); Tennessee overall 0.9%.
Cumberland County, TN has 6 watched banks; 6 Cumberland, TN banks sit in an elevated band. Cumberland, TN footprints: One Bank Of Tennessee (4 branches, stress 52) in Cumberland, TN; First Nb Of Tennessee (2 branches, stress 43) in Cumberland, TN; Highland Fs&La (2 branches, stress 39) in Cumberland, TN.
HUD lists 6 assisted multifamily properties in Cumberland County, TN with 116 units; 113 Cumberland, TN units are assisted, 1 Cumberland, TN properties under project-based Section 8.
3,260 of the 31,455 housing units in Cumberland, TN sit vacant. Cumberland County, TN permitted 0 multifamily units in twelve months; Cumberland, TN's one-to-four unit structures added 114 units in Cumberland County, TN.