Cumberland County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cumberland County, Tennessee? DLRadar grades every Cumberland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Cumberland County breakdown.
- Cumberland County's most distressed ZIP is 37337 at 16/100.
- 11 ZIP codes tracked in Cumberland County, averaging 15/100 distress.
- Cumberland County reads peak — home values up 2.0% year over year.
- Vacancy runs 16.7% across Cumberland County's tracked ZIPs, with a 15.6% poverty rate.
- The typical Cumberland County home is worth about $213,509 against a ~$56,540 median income.
- Lending headwind in Cumberland County sits at 18/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37337 | 16/100 |
| 2 | 37723 | 16/100 |
| 3 | 37854 | 16/100 |
| 4 | 38555 | 16/100 |
| 5 | 38558 | 16/100 |
| 6 | 38571 | 16/100 |
| 7 | 38574 | 16/100 |
| 8 | 38578 | 16/100 |
| 9 | 38572 | 15/100 |
| 10 | 38583 | 14/100 |
| 11 | 37367 | 10/100 |
Most distressed ZIP codes in Cumberland County (composite distress 0-100, 2026)
What is driving Cumberland County distress
The Cumberland County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.
Cumberland County market phase and pricing
Cumberland County reads peak — home prices rose 2.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cumberland County
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Common questions
Which part of Cumberland County, TN scores highest for distress?
ZIP 37337 leads Cumberland County at 16/100, recomputed monthly from public records.
Is Cumberland County expanding or contracting?
Cumberland County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
How is the Cumberland County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 11 Cumberland County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Cumberland County ZIP codes?
The county figure is a blend, not a description. Across the Cumberland County ZIPs DLRadar ranks, scores run from 16/100 in 37337 down to 10/100 in 37367, against a Cumberland County average of 15/100. The 6-point range is the argument for ZIP-level search across Cumberland County.
What do Cumberland County home values and vacancy say about distressed supply?
The typical Cumberland County home carries about $213,509 of value against a median household income near $56,540. Vacancy across Cumberland County's tracked ZIPs runs 16.7% and the poverty rate is 15.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Cumberland County's foreclosure and tax-lien filings and its 18/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.