Banktennessee (FDIC #29177): Bank Stress & Real-Estate Credit Exposure
Banktennessee (FDIC Cert #29177): bank stress 70/100, elevated, STABLE over 7 days; parent BANKTENNESSEE BANCSHARES INC.
Banktennessee (#29177) lends in 6 counties across 1 state; Banktennessee (#29177) reaches 85 ZIP codes: Tennessee 6 counties, 85 ZIPs.
Banktennessee (#29177) largest markets: Shelby County, TN (205 branches, 41 ZIPs) (#29177), Smith County, TN (15 branches, 15 ZIPs) (#29177), Wilson County, TN (12 branches, 12 ZIPs) (#29177), Sumner County, TN (10 branches, 10 ZIPs) (#29177), Tipton County, TN (10 branches, 10 ZIPs) (#29177), Lauderdale County, TN (4 branches, 4 ZIPs) (#29177).
Banktennessee (#29177) reports $630.3 million in total assets; Banktennessee (#29177) equity $61.7 million (9.8% of Banktennessee (#29177) assets); Banktennessee (#29177) domestic deposits $548.4 million; Banktennessee (#29177) net income $3.4 million; Banktennessee (#29177) return on assets 1.09%; Banktennessee (#29177) return on equity 11.14%; Banktennessee (#29177) net interest income $10.8 million; Banktennessee (#29177) call report June 30, 2026.
Banktennessee (#29177) noncurrent real-estate loans: none reported; Banktennessee (#29177) residential -0.01%; Banktennessee (#29177) net charge-offs on real estate 1.29%; Banktennessee (#29177) residential charge-offs 1.01%.
Banktennessee (#29177) net interest margin 3.78% against an eight-quarter Banktennessee (#29177) average of 3.53% (Banktennessee (#29177) compression -0.25 points); Banktennessee (#29177) non-residential real estate 101.3% of equity; Banktennessee (#29177) rate-exposure score 40/100, Banktennessee (#29177) fixed-rate trap 40/100; Banktennessee (#29177) risk type credit driven; Banktennessee (#29177) rate regime rates elevated, Banktennessee (#29177) snapshot October 19, 2026.
Banktennessee (#29177) stress score moved from 68.3 on June 22, 2026 to 69.5 on October 19, 2026; Banktennessee (#29177) ranged 68.3 to 69.5 over 116 snapshots.
Banktennessee (#29177) alerts: 6 counties; top Banktennessee (#29177) alert scores: Carthage County, TN 23 (low); Gallatin County, TN 23 (low); Lebanon County, TN 23 (low); Memphis County, TN 23 (low); Munford County, TN 23 (low).