Powell Valley National Bank (FDIC #6863): Bank Stress & Real-Estate Credit Exposure
Powell Valley National Bank (FDIC Cert #6863): bank stress 45/100, moderate, STABLE over 7 days; parent POWELL VALLEY BANKSHARES INC.
Powell Valley National Bank (#6863) lends in 5 counties across 2 states; Powell Valley National Bank (#6863) reaches 47 ZIP codes: Virginia 4 counties, 35 ZIPs; Tennessee 1 county, 12 ZIPs.
Powell Valley National Bank (#6863) largest markets: Sullivan County, TN (12 branches, 12 ZIPs) (#6863), Scott County, VA (12 branches, 12 ZIPs) (#6863), Lee County, VA (22 branches, 11 ZIPs) (#6863), Washington County, VA (11 branches, 11 ZIPs) (#6863), Wise County, VA (16 branches, 8 ZIPs) (#6863).
Powell Valley National Bank (#6863) reports $516.5 million in total assets; Powell Valley National Bank (#6863) equity $53.9 million (10.4% of Powell Valley National Bank (#6863) assets); Powell Valley National Bank (#6863) domestic deposits $460.0 million; Powell Valley National Bank (#6863) net income $5.7 million; Powell Valley National Bank (#6863) return on assets 2.20%; Powell Valley National Bank (#6863) return on equity 22.59%; Powell Valley National Bank (#6863) net interest income $9.2 million; Powell Valley National Bank (#6863) call report June 30, 2026.
Powell Valley National Bank (#6863) noncurrent real-estate loans: none reported; Powell Valley National Bank (#6863) residential -0.03%; Powell Valley National Bank (#6863) net charge-offs on real estate 0.19%; Powell Valley National Bank (#6863) residential charge-offs 0.21%.
Powell Valley National Bank (#6863) net interest margin 3.79% against an eight-quarter Powell Valley National Bank (#6863) average of 3.39% (Powell Valley National Bank (#6863) compression -0.40 points); Powell Valley National Bank (#6863) non-residential real estate 21.4% of equity; Powell Valley National Bank (#6863) rate-exposure score 40/100, Powell Valley National Bank (#6863) fixed-rate trap 40/100; Powell Valley National Bank (#6863) risk type credit driven; Powell Valley National Bank (#6863) rate regime rates elevated, Powell Valley National Bank (#6863) snapshot October 19, 2026.
Powell Valley National Bank (#6863) stress score moved from 75.4 on June 22, 2026 to 45 on October 20, 2026; Powell Valley National Bank (#6863) ranged 45 to 75.4 over 117 snapshots.
Powell Valley National Bank (#6863) alerts: 5 counties; top Powell Valley National Bank (#6863) alert scores: Wise County, VA 44 (moderate); Abingdon County, VA 18 (low); Duffield County, VA 18 (low); Kingsport County, VA 18 (low); Pennington Gap County, VA 18 (low).