First Farmers&Commercial Bk (FDIC #4960): Bank Stress & Real-Estate Credit Exposure
First Farmers&Commercial Bk (FDIC Cert #4960): bank stress 75/100, severe, STABLE over 7 days; parent FIRST PIKEVILLE BANCSHARES INC.
First Farmers&Commercial Bk (#4960) lends in 4 counties across 1 state; First Farmers&Commercial Bk (#4960) reaches 23 ZIP codes: Tennessee 4 counties, 23 ZIPs.
First Farmers&Commercial Bk (#4960) largest markets: Cumberland County, TN (11 branches, 11 ZIPs) (#4960), Bledsoe County, TN (9 branches, 9 ZIPs) (#4960), Sequatchie County, TN (8 branches, 8 ZIPs) (#4960), Rhea County, TN (6 branches, 6 ZIPs) (#4960).
First Farmers&Commercial Bk (#4960) reports $226.4 million in total assets; First Farmers&Commercial Bk (#4960) equity $22.1 million (9.8% of First Farmers&Commercial Bk (#4960) assets); First Farmers&Commercial Bk (#4960) domestic deposits $202.8 million; First Farmers&Commercial Bk (#4960) net income $913,000; First Farmers&Commercial Bk (#4960) return on assets 0.82%; First Farmers&Commercial Bk (#4960) return on equity 8.33%; First Farmers&Commercial Bk (#4960) net interest income $4.3 million; First Farmers&Commercial Bk (#4960) call report June 30, 2026.
First Farmers&Commercial Bk (#4960) noncurrent real-estate loans: none reported; First Farmers&Commercial Bk (#4960) net charge-offs on real estate 0.00%.
First Farmers&Commercial Bk (#4960) net interest margin 4.12% against an eight-quarter First Farmers&Commercial Bk (#4960) average of 3.95% (First Farmers&Commercial Bk (#4960) compression -0.17 points); First Farmers&Commercial Bk (#4960) rate-exposure score 40/100, First Farmers&Commercial Bk (#4960) fixed-rate trap 40/100; First Farmers&Commercial Bk (#4960) risk type credit driven; First Farmers&Commercial Bk (#4960) rate regime rates elevated, First Farmers&Commercial Bk (#4960) snapshot October 19, 2026.
First Farmers&Commercial Bk (#4960) stress score moved from 74.2 on June 22, 2026 to 75 on October 20, 2026; First Farmers&Commercial Bk (#4960) ranged 74.2 to 75 over 117 snapshots.
First Farmers&Commercial Bk (#4960) alerts: 4 counties; top First Farmers&Commercial Bk (#4960) alert scores: Crossville County, TN 24 (low); Dayton County, TN 24 (low); Dunlap County, TN 24 (low); Pikeville County, TN 24 (low).