First Nb Of Eastern Arkansas (FDIC #3863): Bank Stress & Real-Estate Credit Exposure
First Nb Of Eastern Arkansas (FDIC Cert #3863): bank stress 64/100, elevated, STABLE over 7 days; parent BANCSHARES OF EASTERN AR INC.
First Nb Of Eastern Arkansas (#3863) lends in 7 counties across 2 states; First Nb Of Eastern Arkansas (#3863) reaches 98 ZIP codes: Arkansas 6 counties, 57 ZIPs; Tennessee 1 county, 41 ZIPs.
First Nb Of Eastern Arkansas (#3863) largest markets: Shelby County, TN (82 branches, 41 ZIPs) (#3863), Mississippi County, AR (17 branches, 17 ZIPs) (#3863), St. Francis County, AR (91 branches, 13 ZIPs) (#3863), Lee County, AR (12 branches, 12 ZIPs) (#3863), Crittenden County, AR (24 branches, 12 ZIPs) (#3863), Monroe County, AR (9 branches, 9 ZIPs) (#3863).
First Nb Of Eastern Arkansas (#3863) reports $589.5 million in total assets; First Nb Of Eastern Arkansas (#3863) equity $64.2 million (10.9% of First Nb Of Eastern Arkansas (#3863) assets); First Nb Of Eastern Arkansas (#3863) domestic deposits $520.3 million; First Nb Of Eastern Arkansas (#3863) net income $3.5 million; First Nb Of Eastern Arkansas (#3863) return on assets 1.16%; First Nb Of Eastern Arkansas (#3863) return on equity 10.61%; First Nb Of Eastern Arkansas (#3863) net interest income $11.1 million; First Nb Of Eastern Arkansas (#3863) call report June 30, 2026.
First Nb Of Eastern Arkansas (#3863) noncurrent real-estate loans: none reported; First Nb Of Eastern Arkansas (#3863) net charge-offs on real estate 0.10%.
First Nb Of Eastern Arkansas (#3863) net interest margin 3.92% against an eight-quarter First Nb Of Eastern Arkansas (#3863) average of 3.80% (First Nb Of Eastern Arkansas (#3863) compression -0.11 points); First Nb Of Eastern Arkansas (#3863) rate-exposure score 40/100, First Nb Of Eastern Arkansas (#3863) fixed-rate trap 40/100; First Nb Of Eastern Arkansas (#3863) risk type credit driven; First Nb Of Eastern Arkansas (#3863) rate regime rates elevated, First Nb Of Eastern Arkansas (#3863) snapshot October 19, 2026.
First Nb Of Eastern Arkansas (#3863) stress score moved from 65.2 on June 22, 2026 to 64.3 on October 20, 2026; First Nb Of Eastern Arkansas (#3863) ranged 64.3 to 65.2 over 117 snapshots.
First Nb Of Eastern Arkansas (#3863) alerts: 7 counties; top First Nb Of Eastern Arkansas (#3863) alert scores: Marion County, AR 39 (moderate); Holly Grove County, AR 21 (low); Marianna County, AR 21 (low); Memphis County, AR 21 (low); Osceola County, AR 21 (low).